Transcript continued · pages 51–100

IPCC - Hindi Medium - GROUP - I PAPER - 1 - ACCOUNTING Chapter-11 to 15

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fuos'k ys[ks 437 izR;sd Ø; dh x;h izfrHkwfri= ds fy, ,d i`Fkd~ fuos'k [kkrk cukuk 3. (Scrip) pkfg,A Ø; dh x;h izfrHkwfri=ksa dks O;kid rkSj ij nks Jsf.k;ksa esa (Scrips) foHkkftr fd;k tk ldrk gSA fuf'pr vk; ogu djus okyh izfrHkwfri= (i) (Fixed) (Scrips) ifjorZu'khy vk; ogu djus okyh izfrHkwfri= (ii) (Variable) (Scrips) bu nksuksa O;kid Jsf.k;ksa dh izfrHkwfri=ksa ds fy, fuos'k [kkrs esa izfof"V;k¡ (Scrips) fuEukuqlkj dh tk;saxh — fuf'pr vk; ogu djus okyh izfrHkwfr % bl Js.kh ds varxZr (i) (Fixed) ljdkjh izfrHkwfr;ksa ;k _.ki=ksa esa fofu;kstu fd;k tkrk gSA bl izdkj dh izfrHkwfr esa vafre] Hkqxrku dh frfFk ls ysunsu dh frfFk rd (Transaction) ds mikftZr C;kt dh x.kuk ljyrk ls dh tk ldrh gSA ^C;kt&jfgr* vkèkkj ij ysunsu dh n'kk esa] ;kfu] tc ysunsu dh frfFk rd ds mikftZr C;kt dh jkf'k] izfrHkwfr ds ewY; ds vfrfjä pqdkbZ tkrh gSA Øsrk dh iqLrdksa esa fuEukafdr izfof"V;k¡ dh tkrh gSa % fodyu ^C;kt&jfgr* vkèkkj ij fuiVkjs ewY; dh jkf'k dh (Debit)— izfof"V iwath LraHk esa dh tkrh gSA fodyu ysunsu dh frfFk rd dk mikftZr C;kt vk; LraHk esaA (Debit)— ^C;kt&lfgr* vkèkkj ij ysunsu dh n'kk esa] Ø; ewY; dk ,d fgLlk] ^vafre C;kt Hkqxrku dh frfFk* ls ^ysunsu dh frfFk* rd ds mikftZr C;kt ls lEcafèkr gksrk gS vkSj blfy, bl n'kk esa fuos'k dh ykxr dh x.kuk] Ø; ewY; esa ls mikftZr C;kt dh jkf'k dks ?kVkdj dh tkrh gSA Øsrk dh iqLrdksa esa fuEukafdr izfof"V;k¡ dh tkrh gSa — fodyu ^vafre C;kt Hkqxrku dh frfFk* ls ^Ø; dh frfFk* rd ds (Debit)— mikftZr C;kt dh izfof"V vk; LraHk esa dh tkrh gSA fodyu 'ks"k ;kfu] Ø; ewY; mikftZr C;kt] iwath LraHk esaA (Debit)— - tc C;kt dh jkf'k okLro esa izkIr gksrh gS] rks mldh izfof"V vk; LraHk ds lekdyu i{k esa dh tkrh gSA bu izfof"V;ksa dk 'kq) izHkko gksxk fd] (credit) Ø; dh frfFk vkSj vxyh ns; frfFk ds e/; mRié gksus okyh flQZ C;kt dh jkf'k vk; esa lekdfyr dh tk;sxhA (credit) fVIi.kh (Notes)— C;kt dh jkf'k dh x.kuk] ges'kk vafdr ewY; ds lEcUèk esa dh tkrh gSA (a) m)j.k ifjfer u gksus dh n'kk esa] bls (b) (quotation), (qualified) ^C;kt&jfgr* m)j.k ds :i esa mipkfjr fd;k tk;sxkA (quotation), ¼iz'u esa Li"V u gksus dh n'kk esa] bls ^C;kt&jfgr* ysunsu dh rjg mipkfjr fd;k tk;sxkA½ © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 438 ifjorZu'khy vk; ogu djus okyh izfrHkwfr % bl Js.kh ds (ii) (Variable) varxZr lerk va'kksa esa fofu;kstu fd;k tkrk gSA lerk va'kksa esa fofu;kstu ds lEcUèk esa fuEufyf[kr fcanqvksa dks /;ku j[kuk pkfg, % va'kksa esa fofu;kstu ls ykHkka'k dks rc rd ykHk ,oa gkfu ds fooj.k esa (a) ekU;rk ugha nsrs] tc rd] blds fy, Hkqxrku izkIr djus dk vfèkdkj LFkkfir ugha gksA ^vafre ykHkka'k Hkqxrku dh frfFk* ls ^Ø; dh frfFk* rd ds e/; mikftZr (b) ykHkka'k dh jkf'k] rRdky lqfuf'pr ugha dh tk ldrhA le; dh ,d fo'ks"k vofèk gsrq izkIr ykHkka'k dks vofèk ds nkSjku leku (c) :i ls forfjr ekuk tkrk gSA Ø; ds le; ij fuos'kd dh iqLrdksa esa lwpukvksa dks fuEufyf[kr rjhds ls lfEefyr fd;k tkrk gS (incorporated) — fodyu fuos'k [kkrs ds iwath LraHk esa iw.kZ Ø; ewY; lsA (Debit)— tc ykHkka'k okLro esa izkIr gksrk gS] rc ykHkka'k ds lEcUèk esa fuEukafdr lek;kstu fd;s tkrs gSa — lekdyu ml vofèk ds fy, ykHkka'k dh jkf'k ftlds fy, (Credit)— fuos'kd] va'kksa dks èkkj.k ugha djrk Fkk] fuos'k [kkrs ds iwath LraHk easA lekdyu dqy ykHkka'kkas esa ls mi;qZä jkf'k ?kVkus ds i'pkr~ dh (Credit)— jkf'k dks fuos'k [kkrs ds vk; LraHk esaA (cid:121) lerk va'kksa esa fofu;kstu ds lEcUèk esa egRoiw.kZ fcanq gS fd] ml vofèk ds fy, ykHkka'k dh jkf'k dks] ftlds fy, fuos'kd }kjk va'kksa dks èkkfjr ugha fd;k x;k Fkk] vk;xr izkfIr ds :i esa mipkfjr ugha djuk pkfg, cfYd mUgsa iwathxr izkfIr ds :i esa mipkfjr djuk pkfg,A (cid:121) tc iwoZ vfèkxzg.k ykHkksa ls lerk va'kksa ij ykHkka'k ?kksf"kr gks] rks leku :i ls mipkfjr fd;k tkrk gS vFkkrZ ]~ fuo's kd }kjk ikzIr ,ls s ykHkk'a k dh jkf'k dh izfof"V iwath LraHk esa lekdyu i{k esa dh tkrh gS] (credit) ftlls fd vfèkxzg.k ykxr de gks tkrh gSA (cid:121) ;fn fdlh LosfPNr vkèkkj ds flok;] ;gk¡ vfèkxzg.k dh iwoZ ,oa i'pkr~ vofèk ea s c¡Vokjk djuk dfBu gk]s rks lkèkkj.kr% fuo's kka s dh ykxr dks ikzI; ykHkk'a kka s ls ?kVk;k tk;xs k] ;fn os Li"V :i ls ykxr ds fgLls dh olyw h dk izfrfufèkRo djrs gksaA tc izLrkfor vfèkdkj va'kksa dh vfHk;kpuk dh tk,] rc vfèkdkj va'kksa dh ykxr dks 4. ewy èkkj.k dh ifjpkyu jkf'k esa tksM+ fn;k tkrk gSA ;fn vfèkdkj ds fy, vfHk;kpuk uk dh tk,] cfYd bUgsa cktkj eas csp fn;k tk,] rks foØ; izkfIr dks ykHk ,oa gkfu fooj.k esa fy;k tkrk gSA tgk¡ fuos'kksa dks ^vfèkdkj lfgr* vkèkkj ij vfèkxzg.k fd;k tkrk gS rFkk muds ^vfèkdkj jfgr* gksrs gh fuos'kksa dk cktkj ewY; ml ykxr ewY; ls de gks tk, ftl ij mudks vfèkxzfgr fd;k x;k Fkk] rks og mi;qDr jgsxk fd vfèkdkjksa ds foØ; ls izkfIr dks ,sls fuos'kksa dh ifjpkyu jkf'k esa ls] cktkj ewY; rd ?kVk;k tk;sA © The Institute of Chartered Accountants of India fuos'k ys[ks 439 mnkgj.k ds fy,] fe- ,Dl ` 50,000 ds fy, ,d daiuh ls 200 va'k vfèkdkj lfgr vkèkkj ij vfèkxzg.k djrs gSa ckn esa mUgsa vuqikr esa daiuh ds u, va'kksa 1:1 dks ` 110 izfr va'k ij ikus dk vfèkdkj izLrkfor fd;k tkrk gSA ,Dl vfèkdkj fuxZeu ds fy, vfHk;kpuk djrk gS bl izdkj ,Dl }kjk èkkfjr va'kksa ij dqy 400 ykxr ` 72,000 gksxhA eku yhft,] og vfHk;kpuk ugha djrk gS] cfYd vfèkdkjksa dks ` 15,000 esa csp nsrk gSA vfèkdkj R;kxus ds rqjar ckn] ,Dl }kjk Ø; fd, x, va'kksa dk 200 vfèkdkj jfgr cktkj ewY; ` 40,000 rd fxj tkrk gSA bl fLFkfr esa ` 15,000 dh fcØh izkfIr esa ls ` 10,000 dk iz;ksx] ifjpkyu jkf'k dks cktkj ewY; ` 40,000 rd ?kVkus ds fy, fd;k tk ldrk gS rFkk ` 5,000 dks ykHk ,oa gkfu [kkrs esa lekdfyr fd;k tk;sxkA (credit) tgk¡ fdlh fuos'k dks cksul va'kksa ds fuxZeu ds }kjk vfèkx`ghr fd;k tkrk gS] rks 5. fuos'k [kkrs ds iw¡th LrEHk esa jkf'k dh izfof"V ugha gksrh gS] D;ksafd fuos'kd dks dqN Hkh Hkqxrku ugha djuk iM+rk gSA fuos'kksa dk fuiVkjk 4. (DISPOSAL OF INVESTMENTS) (cid:121) fdlh fuos'k ds fuiVkjs ij] ifjpkyu jkf'k (Carrying amount) vkSj 'kq) fuiVku izkfIr ¼O;;ksa ds ckn½ ds e/; ds varj dh (disposal proceeds, net of expenses) ekU;rk ykHk ,oa gkfu fooj.k esa yh tkrh gSA (cid:121) tc fdlh fo'ks"k (Individual) fuos'k dh èkkfjrk ds ,d Hkkx dks fuiVkrs gSa] rks ml fgLls ds fy, ifjpkyu jkf'k gsrq] dqy èkkfjr fuos'kksa ds vkSlr ifjpkyu jkf'k ds vkèkkj ij c¡Vokjk visf{kr gSA (cid:121) O;kikfjd jgfr;ksa ds :i esa èkkfjr va'kksa] _.ki=ksa rFkk vU; izfrHkwfr;ksa ds lEcUèk esa] fuiVkjhr jgfr;ksa dh ykxr ,d mi;qDr ykxr lw= dks ykxw djds fuèkkZfjr dh tk ldrh gSA ¼mnk- izFke vkod ,oa izFke tkod] vkSlr ykxr vkfn½A ;s ykxr lw= , ,l ^jgfr;ksa dk ewY;kadu* esa fufnZ"V ds leku gh gSaA 2 fuf'pr vk; ogu djus okyh izfrHkwfr;kk¡ ^vafre Hkqxrku dh (i) (Fixed) — frfFk* ls ^foØ; dh frfFk* rd ds mikftZr C;kt dh jkf'k dks vk; LrEHk ea s lekdfsyr fd;k tkrk gS rFkk dos y 'k)q foØ; ikzfIr;ka s ¼mikftrZ (credited) C;kt ds ckn½ gh fuo's k [kkrs ds it¡w h LrHa k ea s lekdfsyr dh tkrh gAaS (credited) C;kt jfgr vkèkkj ij ysunsu dh fLFkfr esa] iw.kZ foØ; izkfIr;ksa dks iwath LraHk esa lekdsfyr djrs gSa rFkk ^vafre Hkqxrku dh frfFk* ls (credited) foØ; dh frfFk* rd mikftZr C;kt dh jkf'k] ¼Øsrk ls i`Fkd~ :i ls izkIr½ dks fuos'k [kkrs ds vk; LrEHk ds lekdyu i{k esa fy;k tk;sxkA (credit) ifjorZu'khy vk; ogu djus okyh izfrHkwfr;k¡ bu ifzrHkfwr;kas (ii) (Variable) — dh n'kk esa] foØ; izkfIr;ksa dh iw.kZ jkf'k dks fuos'k [kkrs ds iw¡th LrEHk esa lekdsfyr djuk pkfg,] tc rd mikftZr ykHkka'k dh jkf'k dks (credited) fo'ks"k :i ls LFkkfir fd;k tk ldsA fofu;ksxksa ds foØ; ds le; ij] iqLrdksa esa izfof"V;k¡] muds vfèkxzg.k ds fy, ikfjr izfof"V;k¡ ds fcYdqy foijhr dh tk;saxhA © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 440 mnkgj.k (Illustration) 1 1.4.2008 dks lqUnj ds ikl ,Dl fyfeVsM ds ` 15 izfr va'k iqLrd ewY; ¼vafdr ewY; `10 ½ okys 25,000 lerk va'k FksA 20.6.2008 dks mlus ` 16 izfr va'k dh nj ls dEiuh ds vU; va'kksa dk Ø; fd;kA ,Dl fyfeVsM ds funs'kdksa us cksul rFkk vfèkdkj fuxZeu dh ?kks"k.kk 5,000 dhA bl fuxZeu ij ykHkka'k Hkqxrku;ksX; ugha gSA bl fuxZeu dh 'krs± fuEu izdkj gSa — cksul vkèkkj frfFk 1:6 ( 16.8.2008), vfèkdkj vkèkkj 3:7 ( frfFk 31.8.2008) ewY; ` 15 izfr va'k Hkqxrku dh ns; frfFk 30.9.2008 va'kèkkjd vius vfèkdkjksa dks iw.kZr% ;k vkaf'kd :i ls gLrkarfjr dj ldrs gSaA rnuqlkj] lqUnj us ` 2 izfr va'k ds izfrQy gsrq viuh ik=rk dk 331/3% 'ks[kj dks csp fn;kA ykHkk'a k% ,Dl fyfeVMs us ij lekIr gkus s okys o"kZ ds fy, dh nj ls ykHkk'a k 31.3.2008 20% dh ?kks"k.kk dh] vkSj ftls lqUnj us ij izkIr fd;kA mlds }kjk ij 31.10.2008 20.6.2008 vfèkx`ghr va'kksa gsrq ykHkka'k dks Ø; dh ykxr ds fo#) lek;ksftr fd;k tkuk gSA 15.11.2008 ij] lqUnj us 25,000 lerk va'kksa dks ` 5 izC;kth (premium) ij csp fn;kA vkidks lqUnj dh iqLrdksa esa rS;kj djus dh vko';drk gS — fuos'k [kkrk (Investment Account) ykHk ,oa gkfu [kkrk (Profit & Loss Account) viuh lqfoèkk ds fy, ;g eku ysa fd] iqLrdsa ij can gks tkrh gSa rFkk va'kksa 31.12.2008 dks vkSlr ykxr ij ewY;kafdr fd;k tkrk gSA lek/kku (Solution) In the books of Sundar Investment Account (Scrip : Equity Shares in X Ltd.) Date Particulars No. of Income Cost Date Particulars No. of Income Cost 2008 Shares ` ` 2008 Shares ` ` Apr.1 ToBalance b/d 25,000 — 3,75,000 Sep.30 By Bank A/c — — 10,000 Jun.20 ToBank A/c 5,000 — 80,000 (Sale of Rights) Aug.16 ToBonus 5,000 — — Oct.31 By Bank A/c — — 10,000 Sep.30 ToBank A/c 10,000 — 1,50,000 (Dividend on acquisition (Right sshares) on 20.6.2008) Nov.15 ToProfit & Loss A/c — — 50,000 Oct.31 By Bank A/c — 50,000 — (Profit on Sale (Dividend on of Shares) Original Holding) Dec.31 To Profit & Loss A/c — 50,000 — Nov.15 By Bank A/c 25,000 — 3,75,000 (Balancing (Sale of Figure) shares) Dec.31 By Balance c/d 20,000 — 2,60,000 45,000 50,000 6,55,000 45,000 50,000 6,55,000 © The Institute of Chartered Accountants of India fuos'k ys[ks 441 Profit & Loss A/c (For the year ended 31.12.2008) Particulars Amount Particulars Amount ` ` By Investment A/c 50,000 To Balance c/d 1,00,000 By Dividend A/c 50,000 1,00,000 1,00,000 dk;Z'khy fVIif.k;k¡ (Working Notes)— (25,000+5,000) cksul va'k va'k (1) = = 5,000 6 (25,000+5,000+5,000) vfèkdkj va'k va'k (2) = × 3 = 15,000 7 vfèkdkj va'kksa dk R;kx va'k (3) (renounced) = 15,000 ×33 1/3 % = 5,000 (4) ewy èkkj.k ij izkIr ykHkka'k = 25,000 × 10 × 20% = ` 50,000 20.6.2008 ij Ø; fd, x, va'kksa ij ykHkka'k = 5,000 × 10 × 20% = ` 10,000 fuos'k [kkrs esa lek;ksftr ij va'kksa dh ykxr (5) 31.12.2008 (3,75,000+80,000+1,50,000–10,000–10,000) = × 20,000 = ` 2,60,000 45,000 ij fcds va'kksa ij ykHk (6) 15.11.2008 (cid:170)(3,75,000+80,000+1,50,000–10,000–10,000) (cid:186) = 3,75,000– (cid:117)25,000 (cid:171) (cid:187) (cid:172) 45,000 (cid:188) =` 50,000 iz'u esa va'kksa ds vfèkdkj lfgr ,oa vfèkdkj jfgr cktkj ewY; u fn, gksus ds dkj.k] ;g ekuk x;k gS fd] va'kksa dk vfèkdkj jfgr cktkj ewY; muds vfèkx`ghr ykxr ewY; ls de gks x;k gSA vr% vfèkdkjksa ds R;kxus ij izkIr jkf'k ls va'kksa dh ifjpkyu jkf'k dks ?kVk;k (renounce) x;k gSA mnkgj.k (Illustration) 2 01.04.2007 ij] Jh d`".kewfrZ us VsYdks fyfeVsM esa ` 100 izfr okys 1,000 lerk va'k `120 izfr dh nj ls] ,d nyky ls Ø; fd,] ftlus 2% nykyh izHkkfjr dhA mlus va'k dh ykxr ds izfr ` 100 ij 50 iSls gLrkUrj.k LVkEi ds :i esa pqdk,A 31.1.2008 ij] 1:2 ds vuqikr esa cksul ?kksf"kr fd;k x;kA cksul va'kksa dh vfHkys[ku frfFk ls iwoZ ,oa ckn esa va'kksa dks Øe'k% ` 175 izfr va'k ,oa ` 90 izfr va'k m)`r fd;k x;kA 31.3.2008 ij] Jh d`".kewfrZ us cksul va'kksa dks ,d nyky dks csp fn;k] ftlus nykyh izHkkfjr dhA 2% Jh d`".kewfrZ dh iqLrdksa esa fuos'k [kkrk n'kkZb,] os va'kksa dks pkyw lEifÙk ds :i esa èkkfjr djrs gSa rFkk fuos'kksa dk lekiu ewY;kadu] ykxr ;k cktkj ewY;] nksuksa esa ls tks de gks] ij fd;k tk,xkA © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 442 lek/kku (Solution) In the books of Mr. Krishna Murty Investment Account (Scrip : Equity Shares in TELCO Ltd.) Date Particulars No. of Cost ` Date Particulars No. of Cost ` Shares Shares 2007 2008 Apr.1 To Bank A/c 1,000 1,23,000 Mar.31 By Bank A/c 500 44,100 2008 (Sale of Bonus Shares) Jan.1 To Bonus 500 — Mar. 31 By Balance c/d 1,000 82,000 Mar.31 To Profit & Loss A/c — 3,100 (Profit on Sale of Shares) 1,500 1,26,100 1,500 1,26,100 dk;Z'khy fVIif.k;k¡ (Working Notes)— ij Ø; fd;s lerk va'kksa dh ykxr (i) 1.4.2007 = 1,000 × ` 120 + (` 1,20,000 dk 2% + ` 1,20,000 dk 0.5%) = ` 1,23,000 ekpZ dks csps x;s lerk va'kksa dh fcØh izkfIr (ii) 31 2008 = 500 × ` 90 – (` 45,000 dk 2%) = ` 44,100 ekpZ ij csps x;s cksul va'kksa ij ykHk (iii) 31 2008 fcØh izkfIr vkSlr ykxr = – fcØh izkfIr = ` 44,100 vkSlr ykxr =` (1,23,000 × 500) / 1500 = ` 44,100 ykHk =` 44,100 – ` 41,000 = ` 3,100 ekpZ ij lerk va'kksa dk ewY;kadu (iv) 31 2008 ykxr = (` 1,23,000 × 1,000)/1,500 = ` 82,000 cktkj ewY; = 1,000 va'kksa ×` 90 = ` 90,000 ykxr ds cktkj ewY; ls de gksus ij vafre 'ks"k ` 82,000 ij ewY;kafdr fd;k tk;sxkA mnkgj.k (Illustration) 3 fe- ,Dl us vksesxk daiuh fyfeVsM esa ` 100 izfr okys 500 lerk va'k ` 62,500 ¼ftlesa nykyh ,oa LVkEi 'kqYd 'kkfey gSa½ ij Ø; fd;sA dqN o"kks± ckn daiuh us vius ykHkksa ds iwathdj.k dk fuiVkjk lerk va'k èkkjdksa dks] muds izfr èkkfjr va'k gsrq ,d lerk cksul va'k ds fuxZeu }kjk fd;kA iwathdj.k ls iwoZ] vksesxk dEiuh fyfeVsM ds va'kksa dks ` 175 izfr v'a k m)`r fd;k x;kA iwathdj.k ds i'pkr~] va'kksa dks ` 92.50 izfr va'k m)`r fd;k x;kA feLVj ,Dl us cksul va'kksa dks csp fn;k vkSj ` 90 izfr va'k izkIr fd,A ,Dl dh iqLrdksa esa vkSlr ykxr vkèkkj ij fuos'k [kkrk rS;kj dhft,A © The Institute of Chartered Accountants of India fuos'k ys[ks 443 lek/kku (Solution) In the books of Mr. X Investment Account (Scrip : Equity Shares in Omega Co. Ltd.) Date Particulars No. of Cost Date Particulars No. of Cost Shares ` Shares ` To Bank A/c 500 62,500 By Bank A/c 500 45,000 To Bonus 500 — (Sale of Bonus Shares) To Profit & Loss A/c — 13,750 By Balance c/d 500 31,250 (Profit on Sale of Shares) 1,000 76,250 1,000 76,250 dk;Z'khy fVIif.k;k¡ (Working Notes)— cksul lfgr 1,000 va'kksa dh dqy ykxr ` 62,500 gSA blfy,] 500 va'kksa ¼vkxs ys tkus okys½ dh ykxr (500 × 62,500)/1,000 = ` 31,250 gSA ykxr ds cktkj ewY; ls de gksus ij va'kksa dh ykxr ij vkxs ys tk;k tk;sxkA mnkgj.k (Illustration) 4 tuojh ij] flag ds ikl ,Dl fyfeVsM ds lerk va'k FksA va'kksa dk 1 2008 20,000 vafdr ewY; ` 10 izfr Fkk ysfdu mudk iqLrd ewY; ` 16 izfr va'k FkkA 1 tuw 2008 ij] flag us daiuh esa 5,000 vkSj lerk va'k ` 4 izfr va'k izC;kth ij Ø; fd,A tuw ij] ,Dl fyfeVsM ds funs'kdksa us cksul rFkk vfèkdkj fuxZeu dh ?kks"k.kk 30 2008 dhA izfr ikap èkkfjr va'kksa gsrq ,d lerk va'k dh nj ls cksul ?kksf"kr fd;k x;k rFkk ;s va'k vxLr ij izkIr gq,A 2 2008 vfèkdkj fuxZeu dh 'krs± Fkha — vxLr ij ekStwnk èkkjdksa dks vfèkdkj va'kksa dk fuxZeu fd;k tk,xkA (a) 10 2008 (b) dEiuh esa izfr rhu èkkfjr va'kksa ij ` 15 izfr va'k ij ,d va'k dh nj ls ik= ¼gdnkj½ èkkjdksa dks vfrfjDr lerk va'kksa dh vfHk;kpuk ls vfèkdkj fuxZeu gksxk] iw.kZ jkf'k flrEcj ij ns; gksxhA 30 2008 ekStwnk va'kèkkjd] viuh ik=rk dh lhek rd] iw.kZr% ;k va'kr% muds vfèkdkjksa dks (c) xSj ¼fdlh vU;½ dks gLrkarfjr dj ldrk gSA flag viuh ik=rk ds gsrq fuxZeu ¼Ø;½ ds vUrxZr vius fodYi dk iz;ksx (d) 50% djrk gS rFkk 'ks"k vfèkdkjksa dks ` 1.50 izfr va'k ds izfrQy gsrq vuar dks csp nsrk gSA ekpZ dks lekIr gksus okys o"kZ ds fy,] dEiuh }kjk dh nj ls (e) 31 2008 15% ykHkka'k fd;k x;k rFkk vDVcw j ij dks flag }kjk izkIr fd;k x;kA 20 2008 © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 444 (f) 1 uoEcj] 2008 ij] flag us 20,000 lerk va'kksa dks ` 3 izfr va'k izC;kth ij cspkA 31.12.2008 ij] va'kksa dk cktkj ewY; ` 13 FkkA 31.12.2008 ij flag dh iqLrdksa esa izLrqr gksus okys fuos'k [kkrs dks n'kkZb, rFkk ml frfFk ij èkkfjr va'k ds ewY; dks fuèkkZfjr djsaA lek/kku (Solution) Date No. of Income Amount Date No. of Income Amount ` ` ` ` 2008 2008 Jan. 1 To Balance b/d 20,000 - 3,20,000 Sep. 30 By Bank 7,500 (Sale of rights) 5,000 @ ` 1.5 June 1 To Bank 5,000 - 70,000 Oct. 20 By Bank 30,000 7,500 (dividend) Aug. 2 To Bonus Issue 5,000 — Nov. 1 By Bank 20,000 2,60,000 Sep. 30 To Bank 5,000 - 75,000 Dec. 31 By Balance 15,000 1,92,857 (Right) c/d Nov. 1 To Profit & - - 2,857 Loss A/c (Profit on sale) Nov. 1 To Profit & 30,000 Loss A/c (Dividend income) 35,000 30,000 4,67,857 35,000 30,000 4,67,857 Jan. 1 To Balance b/d 15,000 1,92,857 dk;Z'khy fVIif.k;k¡ (Working Notes)— 1. èkkfjr va'kksa dh ykxr – 35,000 va'kksa gsrq pqdrk jkf'k ` (` 3,20,000 + ` 70,000 + ` 75,000) 4,65,000 ?kVk;sa twu ij Ø; fd, va'kksa ij ykHkka'k rFkk vfèkdkjksa dh fcØh —1 (7,500 + 7,500) 15,000 va'kksa dh ykxr 35,000 4,50,000 va'kksa dh ykxr ¼vkSlr ykxr vkèkkj ij½ 20,000 2,57,143 fcØh izkfIr 2,60,000 ykHk 2,857 © The Institute of Chartered Accountants of India fuos'k ys[ks 445 fuos'kksa dks pkyw fuos'kksa ds :i esa ekuk x;k gS] vafre 'ks"k dk ^ykxr* ;k ^'kq) 2. olwyh ;ksX; ewY;* esa ls de ds vkèkkj ij ewY;kadu gksxkA ;gk¡ 'kq) olwyh ;ksX; ewY; ` 13 izfr va'k gS ;kfu fd] 15,000 va'k ×` 13 = ` 1,95,000 = rFkk ykxr = 4,50,000 × 15,000 / 35,000 = ` 1,92,857 A blfy, o"kZ ds var esa fuos'kksaa dk ewY; ` 1,92,857 gksxkA fuos'k ds iqu% oxhZdj.k dh n'kk esa ewY;kadu 5. (VALUATION IN CASE OF RECLASSIFICATION OF INVESTMENT) tc fuos'k dk oxhZdj.k pkyw fuos'kksa ls LFkk;h fuos'kksa esa fd;k tkrk gS] LFkk;h fuos'kksa dk ewY;kadu] ykxr ewY; ;k mfpr ewY;] tks de gks] ij fd;k tkrk gSA tc fuos'kksa dk oxhZdj.k LFkk;h fuos'kksa ls pkyw fuos'kksa esa fd;k tkrk gS] pkyw fuos'kksa dk ewY;kadu] ykxr ewY; ;k ifjpkyu ewY;] tks de gks] ij fd;k tkrk gSA © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 446 lkjka'k (SUMMARY) fuos'k ys[kkadu ds vuqlkj gksrk gSA (cid:137) AS-13 fuos'kksa ds nks izdkj gSa (cid:137) — (cid:121) nh?kZdkyhu fuos'k (cid:121) pkyw fuos'k pkyw fuos'k dk ewY;kadu ykxr ;k mfpr ewY; 'kq) olwyh ewY; tks de gks (cid:137) — nh?kZdkyhu fuos'k dk ewY;kadu ykxr ij (cid:137) — iqu% oxhZdj.k (cid:137) — (cid:121) pkyw ls LFkk;h ij – ykxr ;k mfpr ewY;] tks Hkh de gks ij ewY;kadu (cid:121) LFkk;h ls pkyw ij – ykxr ;k ifjpkyu jkf'k] tks Hkh de gks ij ewY;kadu fuos'kksa dk fuiVkjk (cid:137) — (cid:121) ifjpkyu jkf'k vkSj fuiVku izkfIr ds chp ds vUrj dks ykHk ,oa gkfu [kkrs esa gLrkUrj.k djrs gSaA (cid:121) vkaf'kd foØ; dh n'kk esa] Hkkfjr vkSlr fofèk dk iz;ksx fd;k tkrk gSA Lo-ijh{kk iz'u (SELF-EXAMINATION QUESTIONS) oLrqfu"B iz'u I. (Objective Type Questions) fn, gq, fodYiksa esa ls vfr mi;qDr mÙkj dk p;u dhft,A vfèkdkj va'k dh ykxr dks 1. ¼v½ fuos'kksa dh ykxr esa tksM+k tkrk gSA ¼c½ fuos'kksa dh ykxr ls ?kVk;k tkrk gSA ¼l½ dksbZ mipkj vko';d ughaA ¼n½ mi;qZDr esa ls dksbZ ughaA nh?kZdkyhu fuos'kksa dks ij j[kk tkrk gSA 2. __________ ¼v½ mfpr ewY;A ¼c½ ykxr ewY;A ¼l½ ykxr ;k cktkj ewY; tks Hkh de gksA ¼n½ cktkj ewY;A vYidkyhu fuos'kksa dks ij j[kk tkrk gSA 3. ________ ¼v½ mfpr ewY;A ¼c½ ykxr ewY;A ¼l½ ykxr ;k cktkj ewY; tks Hkh de gksA ¼n½ cktkj ewY;A © The Institute of Chartered Accountants of India fuos'k ys[ks 447 4. , fyfeVsM us vkses?kk fyfeVsM ds 2,000 lerk va'k ^vfèkdkj - lfgr* vkèkkj ij ` 75 izfr va'k ls vfèkx`ghr fd,A blds ckn vksesxk fyfeVsM us 1:1 dk ` 60 izfr va'k ij vfèkdkj fuxZeu fd;k] tks , }kjk vfHk;kfpr fd;k x;kA o"kZ dh lekfIr ij fuos'kksa dh dqy ykxr `______ gksxhA ¼v½ 2,70,000 ¼c½ 1,50,000 ¼l½ 1,20,000 ¼n½ 30,000 fuos'k dh ykxr esa 'kkfey gSA 5. ¼v½ Ø; ykxrA ¼c½ nÙk nykyhA ¼l½ nÙk LVkEi 'kqYdA ¼m½ mi;qZDr lHkhA mÙkj ¼v½ ¼c½ ¼l½ ¼v½ ¼n½A [ —1. ; 2. ; 3. ; 4. ; 5. ] y?kq mÙkjh; iz'u II. (Short Answer Type Questions) vki fdlh fuf'pr frfFk ij fuos'kksa ds ewY;kadu ds mís'; gsrq fuos'kksa dks dSls 6. oxhZd`r djsaxs\ ^fuf'pr vk; ogu djus okyh izfrHkwfr;ksa* ls vki D;k le>rs gSa \ 7. (Fixed) pkyw fuos'kksa ds ewY;kadu gsrq izfØ;k dk la{ksi eas o.kZu dhft,A 8. nh?kZ mÙkjh; iz'u III. (Long Answser Type Questions) fuos'kksa ds fuiVkjs ij ykHk ;k gkfu dh x.kuk dh fofèk dks le>kb,A 9. fuos'kksa dh vfèkxzg.k ykxr ,oa ifjpkyu jkf'k dh x.kuk dh izfØ;k dks mnkgj.k 10. dh lgk;rk of.kZr djsaA fØ;kRed iz'u IV. (Practical Problems) 11. 1 vizSy dk] enu us eksgu fyfeVsM esa 12% _.ki=ksa dks ` 7,50,000 esa Ø; fd;kA bu _.ki=ksa dk mfpr ewY; ` 6,00,000 FkkA 30 twu ,oa 31 fnlEcj dks _.ki=ksa ij C;kt dk Hkqxrku ns; gksrk gSA _.ki=ksa dh vfèkxzg.k ykxr dh x.kuk djsaA 12. nqvk fyfeVsM us ` 100 izfr okys 10,000 lerk va'kksa ds fuxZeu }kjk dqanzk fyfeVsM esa 2,000 _.ki=ksa dks vfèkx`ghr fd;k] ftudk cktkj ewY; ` 150 izfr va'k gSA dqanzk fyfeVsM ds _.ki= ` 800 ij lwphc) gSa ysfdu vafdr ewY; flQZ ` 500 gSA fuos'kksa dh ykxr D;k gksuh pkfg,\ vfèkxzg.k iwoZ ds C;kt ij /;ku u nsaA © The Institute of Chartered Accountants of India © The Institute of Chartered Accountants of India 13 jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos [INSURANCE CLAIMS FOR LOSS OF STOCK AND LOSS OF PROFIT] v/;;u ds mís'; (Learning Objectives) bl bdkbZ ds v/;;u ds mijkar] vki l{ke gks tk;saxs : jgfr;ks dh gkfu gsrq nkok djus esa (cid:137) ykHk dh gkfu gsrq nkok djus eas (cid:137) ifjp; 1. (INTRODUCTION) O;olkf;d miØeksa }kjk fuf'pr ?kVukvksa ds gksus ij jgfr;s dh gkfu ds fo#) chek ik;k tkrk gS( tSls vkx] ck<+] pksjh] Hkwdai vkfn ds :i esa chek] {kfriwfrZ dk ,d vuqcUèk cu tkrk gSA gkfu gsrq nkok lEifÙk dh okLrfod gkfu rd izfrcU/k gksrk gSA dHkh dHkh m|e O;;ksa - esa o`f)] vkorZ esa deh gksus ds ifj.kke Lo:i ykHk dh gkfu ds fo#) chek djk;k tkrk gSA ;fn jgfr;ksa dh gkfu ds ifj.kkeLo:i gkfu dks Hkh chekÑr djkrs gSa rks bl uhfr dks ykHk dh gkfu ;k ifj.kkeh gkfu uhfr dgk tkrk gSA chek nkosa dk v/;;u nks Hkkxksa ds vUrxZr gks ldrk gS tks fuEu gS : jgfr;ksa dh gkfu gsrq nkok (cid:122) ykHk dh gkfu gsrq nkok (cid:122) vfXu dk vFkZ 2. (MEANING OF FIRE) chek ds mís'; ds fy, vkx ds vFkZ gSa — vkx pkgs foLQksV ls yxs ;k vU;Fkk fcuk fdlh volj ;k ek/;e ds ugha gksrhA (1) ( ) ;g vius LokfHkd Toyu'khyrk ;k rki ;k xehZ ds dkj.k 'kkfey fdlh izfØ;k (a) ds varxZr mRiUu gksrh gSA © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 450 HkwdEi] vkxtuh] naxs] ukxfjd foæksg] ;q)] fons'kh nq'eu ds geys] vkØe.k (b) dk;Zokfg;ksa ¼pkgs ;q) ?kksf"kr gks vFkok u gks½ ukxfjd naxs] ØkfUr] 'kksj 'kjkcs] - lSU; vFkok gM+ih xbZ ;k gfFk;kbZ xbZ rkdrA fctyh fxjuk (2) (Lightining) foLQksV] mijksDr esa nh xbZ fdlh fof'k"V ?kVuk }kjk ?kfVr gks ldrh gSA (3) 1 (a) dsoy ?kjsyw mís';ksa gsrq iz;ksx okW;yj ls (a) Hkouksa ij dksbZ vU; ck;yjksa ;k fer;kstdks lsA (b) (economies) fdlh Hkou esa tks fdlh xSl dkj[kkus dk Hkkx ugha gS vFkok ?kjsyw mís';ksa gsrq (c) xSl ;k Hkou esa izdk'k vFkok Å"ek iz;qDrA chek dh uhfr dks lafonk }kjk rFkk fdlh vfrfjDr vf/kewY; ds Hkqxrku ij ;fn (Policy) dksbZ gks] fdlh lEHkkfor ladV ls cpkus gsrq fy;k tk ldrk gSA (cover) lkekU;r% jgfr;k vFkok vU; lEifÙk;ksa dks 'kkfey djus okyh vfXu ikWyfl;ksa esa ?kjsyw mís'; gsrq iz;ksx fd;s x;s ck;yjksa ds foLQksV vFkok Hkouksa esa vU; ck;yjksa vFkok fer;kstdksa dks 'kkfey ugha djrs ijUrq ykHk ds lEcU/k esa ikWfyfl;k¡ bl rjg ds fcLQksVksa dks 'kkfey dj ysrh gSaA jgfr;s dh gkfu gsrq nkok 3. (CLAIM FOR LOSS OF STOCK) vfXu chek ,d {kfriwfrZ dk vuqcU/k gksus dh otg ls gkfu dh okLrfod jkf'k gsrq dsoy nkok dj ldrs gSa] tks chek ewY; dh jkf'k ls vf/kd u gksA nkok ds fu/kkZj.k djus okyh leL;kvksa ds lEcU/k esa fuEufyf[kr fcUnqvksa ij /;ku nsuk cgqr gh vko';d gS : dqy gkfu ;fn eky iwjh rjg u"V gks x;k gS] rc nkos dh jkf'k okLrfod jkf'k (a) — ds cjkcj gksxhA tc eky iwjh rjg chfer gS fQj Hkh] chek ds vUrxZr dh n'kk esa ¼;kfu chekafdr Lda/k dk che;ksX; ewY; chekafdr Lda/k ls vf/kd gS½] nkos dh jkf'k uhfr dh jkf'k rd izfrcfU/kr gSA foHkkftr gkfu ;fn eky vkaf'kd :i esa u"V gqvk gS rks nkos dh jkf'k eky dh (b) — miyC/k okLrfod gkfu ds cjkcj gSA tgk¡ eky i.w kZ :i ls chekÑr gS rc Hkh chekÑr dh n'kk ea s nkos dh jkf'k chek uhfr dh iÑz fr ij fuEufyf[kr :i ls fuHkjZ djrh gS — vkSlr okD; ds fcuk nkok chekÑr ;ksx ;k okLrfod ykHk tks de gks ds (i) — cjkcj gSA vkSlr okD; ds lkFk Lda/k dh gkfu gsrq nkos dh jkf'k lekuqikfrd ?kVkbZ (ii) — tkrh gSA uhfr jkf'k ds vuqikr ls lEcfU/kr ;kuh chekÑr jkf'k vfXu dh frfFk ls Ldaèk ds ewY; rd ¼chek;ksX; jkf'k½ fuEu :i ls n'kkZ;h tkrh gS : nkos dh jkf'k = ;g Lej.kh; gkus k pkfg; dh vkSlr okD; dos y ogha p;u djrs gSa tgk¡ chek dh jkf'k dyq ykxr ewY; ls de gS rFkk blds foifjr ughaA © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 451 fuEukafdr mYysa[kuh; fcUnq egRoiw.kZ gSa — tgk¡ jgfr;s vfHkys[ks j[ksa tkrs gSa rFkk vfHkys[ks vkx }kjk u"V ugha gksrs gSa rks vkx (i) yxus dh frfFk dks jgfr;s dk ewY; vkluh ls ekywe dj ldrs gSaA tgk¡ ;k rks jgfr;s ds vfHkys[ks miyC/k u gksa ;k tgk¡ os vkx }kjk u"V gks x;s gksa] rc (ii) jgfr;s dh dher dk vuqeku vkx yxus dh frfFk ls yxk;k tkrk gSA ;g ewY; ij ekyew djus dh lkekU; fof/k g]S xr y[s kkda u o"kZ dh frfFk ls ,d O;kikj [kkrk cukukA lkekU; ldy ykHk dh vueq fr nus s ds i'pkr vkx dh frfFk ds vfUre jgfr;s dh jkf'k 'ks"k en ds :i esa ekywe dh tk ldrh gSA tgk¡ [kkrs dh iqLrdsa u"V gks tkrh gSa] rks O;kikj [kkrk cukus dk dk;Z dfBu gks tkrk (iii) gSA ml n'kk eas xzkgdkas rFkk ifwrZdrkZvkas ls lEcfU/kr lpw uk;as izkIr djrs gSa ftlls Ø; rFkk foØ; dh jkf'k dks fuf'pr dj ldsaaA chek dEiuh dks dqy gkfu gsrq Hkqxrku ds i'pkr~] mls leku vf/kdkj izkIr gks tkrs (iv) gSa tks chekafdr ds {kfrxzLr jgfr;s ds lEcU/k esa gksrs gSa ;gk¡ chek dEiuh dks LFkkukUrfjr fd;k tkrk gSA O;ogkfjd rkSj esa] nkos dh jkf'k fu/kkZj.k djus esa u"V gq, rFkk eyos ds :i esa cps gq;s jgfr;s dks eq[;rk nh tkrh gSA fujUrj cpk;s x;s jgfr;s dks iqu% vuq'khyu ds i'pkr~ fcØh ;ksX; cuk;k tk (v) ldrk gSA ml n'kk esa ,sls jgfr;s dh ykxr dks O;kikj [kkrs esa ØsfMV rFkk cpk;s x;s jgfr;s [kkrs dks MsfcV djuk pkfg,A iqu% vuq'khyu ij (Reconditioning) O;;ksa dks MsfcV rFkk bl [kkrs dh fcØh dks ØsfMV djuk pkfg,A vfUre 'ks"k dks ykHk ,oa gkfu [kkrs esa gLrkUrfjr fd;k tkuk pkfg,A Loss of Stock : Amount of loss of stock is calculated as under : Value of stock on the date of fire ×××× Less : Value of Salvaged stock ×××× Amount of loss of stock ×××× mnkgj.k (Illustration)1 twu ij] ,d dkxt O;kikjh] vkj- iVsy ds Hkou esa vkx yx xbZA vf/kdrj 12 2008 jgfr;k u"V gks x;k( cpk;s gq, jgfr;s dh ykxkr ` 11,200 yxk;h x;hA vfrfjDr esa] u"V gksus dh n'kk esa dqN jgfr;k cp x;k rFkk ml n'kk esa bldk ewY; ` 10,500 ij lgre gqvkA [kkrs dh iqLrdksa ls] fuEufyf[kr fooj.k miyC/k gqvkA (1) 31 fnlEcj] 2007 ij [kkrs dks cUn djus ij mldk jgfr;k ` 83,500 ij ewY;kafdr gqvkA (2) 1-1-2008 ls 12-6-2008 rd mldk Ø; ` 1,12,000 dh jkf'k rFkk mlh vof/k ds nkSjku mldk foØ; ` 1,54,000 dh jkf'k dk gqvkA xr rhu o"kks± gsrq mlds [kkrs ds vkèkkj ij ;g ik;k x;k fd og vkSlru foØ; dk ldy ykHk dekrk gSA 30% iVsy dk] gsrq mldk jgfr;k¡ chfer gqvk gSA nkos dh jkf'k dh x.kuk dhft;sA 60,000 © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 452 lek/kku (Solution) Computation of claim for loss of stock ````` ````` Opening Stock on 1-1-2008 83,500 Add : Purchases during the period 1,12,000 1,95,500 Less : Sales during the period 1,54,000 Gross Profit thereon 46,200 1,07,800 87,700 Less : Stock Salvaged 11,200 Agreed value of damage Stock 10,500 21,700 66,000 60,000 Amount of Claim = ×66,000=`45,154 87,700 mnkgj.k (Illustration)2 vizSy ij Jh jes'k dk jgfr;k vkx }kjk u"V gks x;k ysfdu vfHkys[k lqjf{kr Fks 1 2008 ftlls fuEufyf[kr fooj.k fuf'pr Fkk — ````` tuojh dks jgfr;s dh ykxr 1 2007 73,500 fnlEcj dks jgfr;s dh ykxr 31 2007 79,600 fnlEcj o"kZ ds vUr rd Ø; 31 2009 3,98,000 fnlEcj o"kZ ds vUr rd foØ; 31 2007 4,87,000 ls Ø; 1-1-2008 31-3-2008 1,62,000 ls rd foØ; 1-1-2008 31-3-08 2,31,200 31 fnlEcj 2008 vkfFkZd fpV~Bs gsrq Lda/k i= ewY; ` 2,300 ls fu'fpr LdU/k ij vifyf[kr fd;k x;k tks fd [kjkc fcØh dh lhek dh ykxr ` 6,900 Fkh bu ekyks dk ,d Hkkx ekpZ 2008 ` 3,450 dh ewY; ykxr ij ` 250 dh jkf'k ls csp fn;k x;k FkkA bl Lda/k dk cpk gqvk Hkkx mldh ewY; ykxr ij vuqekfur fd;k x;kA mijksDr viokn ds lEcU/k esa ldy ykHk o"kZ Hkj leku nj j[krk gSA vof'k"V jgfr;s dk ewY; ` 5,800 Fkk ` 50,000 ds cheki= vkSlr okD; ds lEcU/k esa ;k vkx }kjk gkfu ds nkos dh jkf'k dks fudkfy;sA © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 453 lek/kku (Solution) Shri Ramesh Trading Account for 2007 (To determine the rate of gross profit) Dr. Cr. ````` ````` ````` To Opening Stock 73,500 By Sales A/c 4,87,000 To Purchases 3,98,000 By Closing Stock : To Gross Profit 97,400 As valued 79,600 Add : Amount written off to restore stock to full cost 2,300 81,900 5,68,900 5,68,900 The (normal) rate of gross profit to sales is Memorandum Trading Account upto March 31, 2008 Dr. Cr. Normal Abnormal Total Normal Abnormal Total items items items items ````` ````` ````` ````` ````` ````` To Opening 75,000 6,900* 81,900 By Sales 2,28,000 3,200 2,31,200 Stock To Purchases 1,62,000 — 1,62,000 By Loss — 250 250 To Gross Profit By Closing (20% on Stock (Bal. ` 2,28,000) 45,600 — 45,600 fig.) 54,600 3,450 58,050 2,82,600 6,900 2,89,500 2,82,600 6,900 2,89,500 * at cost, book value is ` 4,600 Calculation of Insurance Claim ````` Value of Stock on March 31, 2008 58,050 Less : Salvage 5,800 Loss of stock 52,250 Claim subject to average clause. AmountofPolicy = (cid:117)ActualLossofStock ValueofStock 50,000 = ` (cid:117)52,250(cid:32)`45,004 58,050 © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 454 ykHk dh gkfu gsrq nkok 4. (CLAIM FOR LOSS OF PROFIT) tc vkx dh ?kVuk ?kfVr gksrh gS rc u"V jgfr;k ;k vU; lEifÙk ds [kkrs ij izR;{k gkfu ls izFkd Hkh ,d gkfu gksrh gS] ;g ifj.kketU; gkfu gS D;ksafd dqN le; gsrq] O;olk; vO;ofLFkr ;k cUn gkrs k gS rFkk ml vof/k ds nkSjku O;olk; ds LFkk;h O;;( tSls fdjk;k] ors u vkfn nus k tkjh jgrs gSaA blds vykok ;gk¡ ykHk dh gkfu Hkh gS tks O;olk; dh vof/k ds nkSjku dek;h tkrh gS( ;g gkfu chekÑr ds fo#) ßykHk dh gkfuÞ ;k ifj.kketU; gkfu dks cheki= }kjk lqjf{kr (Policy) fd;k tk ldrk gSA ;gk¡ ifj.kketU; gkfu ds lEcU/k esa i`Fkd cheki= gksuk pkfg, ysfdu (Policy) nkok cheki= ds lEcU/k esa nkf[ky fd;k tk;sxk tc rd vU; cheki= ds vUrxZr vkx (Policy) ds [kkrs ij nkok nkf[ky ugh dj fn;s tkrsA ykHk dh gkfu okys cheki= esa lk/kkj.kr % fuEukafdr enks dk lekos'k gksrk gS : 'kq) ykHk dh gkfu (1) LFkk;h izHkkj (2) dksbZ dk;Z dh c<+h gqbZ ykxr ;kuh vLFkk;h Hkouksa ds fdjk;s vkfnA (3) izR;sd O;olk; esa] ;gk¡ dqN ekun.M gksrs gSa] ftlds }kjk mldh xfrfof/k ;k izxfr esa mfpr QSlyk fy;k tk ldrk gSS( ;g izHkkfor fcØh ;k mRikfnr eky ¼;k lsok½ dh ek=k gks ldrh gSA vkx yxus ds dkj.k ,d QeZ }kjk gkfu dks ukius gsrq] ;g t:jh gS fd dk;Z dh ek=k dks izLrqr djus gsrq bl rjg dh bdkb;ksa esa O;Dr dqN ekun.M dh LFkkiuk gksA ;gk¡ ekun.M dh jkf'k rFkk vftZr ykHk dh jkf'k ds chp ,d izR;{k lEcU/k gksuk pkfg;sA vkx yxus ds igys rFkk ckn ea sekun.M dh jkf'k ds chp ykHk dh gkfu dh ryq ukRed jkf'k fujUrj ,d fo'okluh; lda rs nxs hA lef`) ¼vkjS blfy, ykHk½ dks ukius dh lokfZ/kd lUrk"sktud bdkbZ lekU;r% vkorZ gh gkrs h gAS ykHk dh gkfu grs q nkok LFkkfir fd;k tk ldrk gS ;fn (Turnover) — chekÑr Hkouksa ;k mlesa lEifÙk] cheki= esa ifjHkkf"kr ladV }kjk {kfrxzLr (i) (Policy) ;k u"V gks tkrh gS rFkk Hkouksa ij ys tk;k x;k chekÑr O;olk; ckf/kr gks ;k ,slh gkfu ds ,d ifj.kke (ii) ds :i esa n[ky nsrk gksA ykHk dh gkfu ds fy, ,d nkok mRiUu gksrk gS] ;fn vkx yxus ds ifj.kke Lo:i lEifÙk dh gkfu gsrq nkok Lohdkj ugha fd;k x;k gksA ;g cgqr lqfo/kktud gksrk gS] D;ksafd ;g ykHkksa dh gkfu dk cheki= ds mís'; gsrq lEifÙk dh gkfu dh LorU= tk¡p iM+rky dk R;kx djrk gSA ;g lEHkkfor gS dh chekafdr dk O;olk; iM+ksl esa yxh gqbZ vkx ls uqdlku mBk ldrk gS] pkgs os'kd mldh lEifÙk dks vkx ls lh/kk uqdlku lEifÙk ds u"V gksus ls u gqvk gks] ysfdu vkx dh otg ls ml xyh dk jkLrk rks dqN le; ds fy, cUn gks gh tk;sxkA ,sls gkykr esa vfrfjDr izhfe;e ds Hkqxrku ij] chekdrkZ dh lgefr ds }kjk 'kkfey fd;k tk ldrk gSA ;fn vkx yxuk O;ikj dh ek=k dks izHkkfor ugha djrk gS rks ;gk¡ ykHkksa dh gkfu ds fy, nkok ugha dj ldrs gSaA lkFk gh] ;fn ;gk¡ cuh lEifÙk dk nkok gksus ij ;g ikyu ugha djrk gS rks vko';d vfuok;Zr% ykHk dh gkfu ds fy;s ,d cM+k nkok gh gksxk ;k blds Bhd foifjr gksxkA © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 455 lEcfU/kr ifjHkk"kk 4.1 (Terms Defined) fuEufyf[kr enksa ij /;ku nsuk pkfg;s — ldy ykHk 'kq) ykHk dh jkf'k esa chekafdr LFkk;h izHkkjksa dh jkf'k tksM+dj (Gross Profit)— izkLrqr jkf'k ;k ;fn ;gk¡ 'kq) ykHk u gksus ij chekafdr LFkkbZ izHkkjksa dh jkf'k dks ?kVkdj fdlh 'kq) O;kifjd gkfu dk ,slk vuqikr tks chekafdr LFkkbZ izHkkjksa dh jkf'k O;olk;sa ds lHkh LFkkbZ izHkkjksa dks lgu djrk gSA 'kq) ykHk 'kq) O;kikfjd ykHk lHkh lHkh iw¡thxr ds flok; izkfIr;k¡ (Net Profit)— ( ) vkSj o`f);k¡ rFkk lHkh ckgjh lEifÙk;k¡ ¼iw¡th ls izHkkfjr½ Œkl lfgr lHkh fLFkj rFkk vU; izHkkjksa ds izko/kkuksa dks djus ds i'pkr~ O;olk; ds chfer ifjlj ls ifj.kke ds :i esa izkIr gqvk gksA chekafdr LFkk;h izHkkj _.ki=ksa] cU/kd _.kksa rFkk vf/ (Insured Standing Charges)— kfod"kksZ ij C;kt] fdjk;k nj rFkk ¼dj flok;s tks 'kq) ykHk ds fgLls curs gS½ LFkk;h deZpkfj;ksa dk osru] dq'ky deZpkfj;ksa dh etnwjh] fuoklh lapkydksa vkSj@;k izcU/kd ds (Resident directors) #dus rFkk HkkstuO;oLFkk lEcU/kh [kpsZ] lapkydh; 'kqYd] vfufnZ"V LFkk;h izHkkj ¼fufnZ"V LFkk;h izHkkjksa ds lEcU/k esa clwyh ;ksX; jkf'k ds ls T;knk ugha gks½ 5% ykHk dh gkfu okyh chek ikWfylh esa 'kkfey 'krs± 4.2. (Conditons included in a Loss of Profit Insurance Policy) ykHk dh gkfu dks 'kkfey djus okyh uhfr;k¡ fuEukafdr 'krksZ dk lekos'k djrh gSa — ldy ykHk dh nj gkfu dh frfFk ds xr~iwoZ foÙk o"kZ ds nkSjku (Rate of Gross Profit)— vkorZ ij vftZr ldy ykHk dh njA (turnover) okf"kZd vkorZ gkfu ds xr~iwoZ ekg ds nkSjku vkorZA (Turnover)— 12 ekud vkorZ gkfu dh frfFk ds xr~iwoZ ekg dh vof/k ds nkSjku (Standerd turnover)— 12 tks {kfriwfrZ vof/k ds eqrkfod gksA ftlds izfr ,sls lek;kstu O;olk; ds izpyu ds fy;s djuk vko';d gksxkA blesa ;fn vko';d gks rks ,sls dqN lek;kstuks dk izko/kku fd;k tk ldrk gS] tks O;olk; dh izo`fÙk gsrq rFkk cnykoksa gsrq ;k O;olk; ij izHkkfor fo'ks"k n'kkvksa esa ;k rks {kfr ds iwoZ ;k i'pkr tc O;olk; esa ;g {kfr u ?kfVr gq;h gksrh] rc bu lek;kstuksa ls mRiUu ifj.kke bl izdkj ds ;Fkksfpr fooj.k dk izfrfuf/kRo dj lds] tks {kfr dh vof/k eas {kfr u gksus ij izkIr gq;s gksrsA {kfriwfrZ vof/k gkfu dh mifLFkfr ds lkFk izkjfEHkd vof/k vkSj (Idemnity Period)— gkfu ds efgus dh rqyuk ds rRi'pkr~ lekIr u gksus ds nkSjku tks O;olk; ds ifj.kkeksa dh 12 {kfr esa ifj.kke izHkkfor fd;k tk;sxkA Lej.k ys[k ;fn {kfriwfrZ vof/k ds nkSjku eky chek dh vksj nwljs ds }kjk chekÑr 1 : O;fDr }kjk O;olk; ds ykHk gsrq Hkouksa ds vykok dgha vkSj eky cspk tk;sxk ;k lsok;sa nh tk;saxhA lsok ;k ,slh fcØh ds lEcU/k esa Hkqxrku ;k ns; jkf'k ds {kfriwfrZ vof/k ds nkSjku vkorZ ij igqpkus esa [kkrksa esa izLrqr fd;k tk;sxkA Lej.k ys[k ;fn O;olk; dk dksbZ LFkk;h izHkkj bl uhfr ds }kjk chekafdr ugha gS 2 : rc mlds vUrxZr dk;Z dh ykxr esa o`f) ds :i esa olwyh jkf'k dh x.kuk esa dsoy vfrfjDr O;;ksa dk og vuqikr [kkrksa esa fy;k tk;sxk tks 'kq) ykHk dk ;ksx rFkk chekÑr LFkk;h izHkkj lHkh LFkk;h izHkkjksa rFkk 'kq) ykHk ds ;ksx dk ogu djrk gSA © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 456 Lej.k ys[k ;g chek ek/;e ls mRiUu gkus s okyh {kfr ;k fouk'k ds QyLo:i ;k fo|rq 3 : mRiUu djus okys ;U= ;k ifjorZd (Dynamo Motor) (Transformer), la'kksf/kr djus okyk midj.k ;k fo|qr /kkjkvksa ls mRiUu gksus (Rectifire) okys izHkkoh ,d fctyh dh LFkkiu ds fdlh fgLls dh iwfrZ gq;h gkfu dks 'kkfey ugha djrk gSA fo|kfFkZ;ksa dks fuEufyf[kr ckrs /;ku j[kuk pkfg;s — mijksDr es aiz;ksx fd;k x;k ßvkorZÞ 'kCn ykHk dh gkfu rd igq¡pus gsrq vk/kkj O;Dr (i) djus gsrq fdlh vU; 'kCn }kjk izfrLFkkfir fd;k tkrk gSA chekfadr LFkk;h iHz kkjka sea schek—r ds lkFk le>krS s }kjk vfrfjDr ena sHkh 'kkfey gkrs h gAaS (ii) 'kq) ykHk dk eryc ykHk ij vk/kkfjr vk;dj ls iwoZ ykHk gSA (iii) O;olk; dh iz—fr ij fuHkZj gksus ij {kfrifwrZ vof/k ekg ds vkxs c<+ ldrh gS ¼;g (iv) 12 o"kZ rd c<+ ldrh gS½A {kfriwfrZ vof/k] ches dh vof/k tks ,d o"kZ ls vf/kd ugha 6 gks ldrh dh vof/k ds lkFk Hkzfer ugha djsxkA ykHk dh gkfu gsrq chek ldy ykHk dh gkfu ds dkj.k rd lhfer gSA vkorZ esa deh] vkSj (i) dk;Z'khy dh ykxr esa o`f) (ii) {kfriwfrZ ds :i esa ns; jkf'k fuEufyf[kr v rFkk c dk ;ksx gS ( ) ( ) — v vkorZ esa deh ds lEcU/k esa jkf'k ea s ldy ykHk dh nj dks ykxw djds fudkyh x;h ( ) — jkf'k ftlls {kfrifwrZ dh vof/k ds nkjS ku vkor]Z gkfu ds ifj.kke Lo:i e]as ekud vkorZ ea s deh gks tkrh gAS dk;'Z khyrk dh ykxr ea sa of`) ds lEcU/k ea s vfrfjDr O;; ¼mijkDs r fn;s x;s Lej.k y[s ku ds ioz k/kkuka s ds lEcU/k eas½ vkorZ ea s deh dks de djuk ;k udkjus dk ,dy mí's ; grs q vfuok;rZ % vkjS ;Fkkfspr O;; fd;s tkrs gSa] yfsdu mu O;;ka sds fy;s tks gkfu ds ifj.kke Lo:i {kfrifwrZ vofèk ds nkSjku fy;s tkrs gSa bl izkoèkku ds — vUrxZr ekU; jkf'k] vkrfjDr O;;kas }kjk udkjh x;h deh dh jkf'k ds izfr ldy ykHk dh nj dks ykxw djds fudkyh x;h jkf'k ls T;knk ugha gks ldrh gSA mijksDr dh rjg fudkyh x;h ns; jkf'k dks ,slh cksfer ekud izHkkjksa ds lEcU/k esa {kfriwfrZ vof/k ds nkSjku cpkbZ gqbZ jkf'k ls de dh tkrh gS] tks gkfu ds QyLo:i de gks ;k lekIr gks ldsA ches dh uhfr;k¡ miyC/k djkrh gSa fd ;fn ykHk dh gkfu ds lEcU/k esa chekafdr ;ksx okf"kZd vkorZ ds izfr ldy ykHk dh nj dks ykxw djds izkIr jkf'k ls de gksrh gSA O;olk; ds izpyu ( }kjk ;k O;olk; dks izHkkfor djus okyh fof'k"V ifjfLFkfr;ksa esa fopyu }kjk] {kfr ds i'pkr~ ;k iwoZ ftls O;olk; dks izHkkfor djus ij u gkfu ds lek;kstu ds i'pkr~ chek—r }kjk ns; jkf'k ) dks vuqikfrd :i esa ?kVk;k tk;sxkA ;g dqN ugha cfYd vkSlr okD; dk vkosnu gSA O;olk; dk vkorZ dHkh dHkh gh fLFkj jgrk gS rFkk tgk¡ xr [kkrksa dh frfFk ls vkx yxusa - dh frfFk rd gh gksrh vFkok izo`fr gksrh gS rks ßekud vkorZÞ dks mi;qZDr fn;s x;h ifjHkk"kk ds vuqlkj mi;qDr rkSj ls lek;ksftr djuk pkfg;sA © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 457 blh izdkj tgk¡ O;olk; dh vtZu {kerk cny x;h gS rks ldy ykHk dh nj dk lEHkor% ,d lgh ladsr iqu% izLrqr ugha djrk rFkk x.kuk gsrq ikjLifjd lgefr nj dk mi;ksx fd;k tk ldrk gSA fo|kfFkZvksa dks ßykHk dh gkfuÞ uhfr esa fd;s tkus okys nkoksa dh x.kuk dh izfØ;k dks le>us gsrq fuEufyf[kr mnkgj.kksa esa gq, dk;Z ds ek/;e dks lko/kkuhiwoZd pkfg;sA ekuk fd fuEufyf[kr lwpuk nh gqbZ gSa — {kfriwfrZ vof/k eghus (i) 13 (ii) chek—r jkf'k ` 2,00,000 (iii) 31 fnlEcj 2007 dks lekIr gksus okys o"kZ esa xr foÙkh; o"kZ dk vkorZ ` 1,20,000 ldy ykHk ;kuh 'kq) ykHk esa chek—r LFkk;h izHkkjksa dks tksM+dj lady ykHk (iv) 20% dh nj ls ` 2,00,000 fn;s gSaA (v) 'kq) ykHk rFkk vU; [kpsZ ` 2,50,000 gSa ekuk fd ` 50,000 ds [kpsZ chfer ugha gSaA ekpZ dks vkx yxh rFkk ekg gsrq O;olk; izHkkfor jgkA (vi) 31 2008 6 (vii) 31 ekpZ 2008 dks lekIr gksus okys o"kZ ds 12 ekg gsrq vkorZ ` 1,70,000 (viii) vkorZ 1-4-2007 ls 30-9-2007 rd `5,00,000 1-4-2008 ls 30-9-2008 rd ` 3,00,000 vkorZ esa deh ` 2,00,000 (ix) dk;Z'khy ykxr esa o`f) ` 30,000 vU;Fkk 1-4-2008 ls 31-9-2008 ds nkSjku blds ckn vkorZ esa dh deh gks tk;sxhA 1,60,000 (x) {kfriwfrZ vof/k ds vUrxZr che—r 'kqYd esa cpr jkf'k ` 10,000 ykHk ds lEcU/k esaA ykHk ds lEcU/k esa nkos dh jkf'k dh x.kuk fuEukafdr rjg ls dh tk;sxh — ¼v½ laf{kIr fcØh (Short Sale) : ls rd vkorZ esa deh 1-4-2007 30-9-2007 5,00,000 v/kksxkeh #[k 10% (10% down-trend) 50,000 ?kVk;k 4,50,000 ls rd vkorZ 1-4-2008 30-9-2008 3,00,000 ?kVk;k 1,50,000 v/kksxkeh #[k : ````` 2007 esa frekgh fcØh (cid:170)12,00,000 (cid:117)3 (cid:186) 3,00,000 (cid:171) (cid:187) (cid:172) 12 (cid:188) esa igyh frekgh dh fcØh (cid:170)12,00,000 (cid:186) 2008 11,70,000 – (cid:117)9 2,70,000 (cid:171) (cid:187) (cid:172) 12 (cid:188) frekgh fxjkoV 2008 (Quarterly downfall) 30,000 v/kksxkeh #[k `30,000 2008 (down-trend) % (cid:117)100 = 10% `3,00,000 © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 458 lke;ksftr okf"kZd vkorZ — ls ds nkSjku grs q fcØh 1-4-2007 31-12-2007 (11,70,000–2,70,000) 9,00,000 ?kVk;k v/kksxkeh #[k — 10% 90,000 8,10,000 tksM+ks ls rd fcØh — 1-1-2008 31-3-2008 2,70,000 10,80,000 ¼c½ ldy nkok ldy ykHk ¼v½ ij dh nj ls — 20% 30,000 tksM+k dk;Z'khy ykxr esa o`f) gsrq nkok jkf'k — 24,361 54,361 ?kVk;k chek—r LFkk;h izHkkjksa esa cpr — (Saving) 10,000 nks tk¡p lEcU/kh dk;Z'khy ykxr esa o`f) gsrq nkok jkf'k 44,361 dk;Z'khy ykxr dh o`f) (i) × 20 `10,80,000(cid:117) 100 `30,000 × 20 `10,80,000(cid:117) (cid:14)`50,000 100 = ` 24,361 dk;Z'khy ykxr o`f) }kjk tfur fcØh ij ldy ykHk (ii) 20 = 1,60,000 × = ` 32,000 100 nksuksa esa ls de] vFkkZr~ ` 24,361 vuqeksfnr (Allowable) l vkSlr okD;ka'k dk vuqiz;ksx ( ) (Application) : okf"kZd vkorZ jkf'k ij ldy ykHk ````` ` 10,80,000 ij 20% nj ls 2,16,000 chekÑr jkf'k 2,00,000 2,00,000 vr% lhfer nkos dh jkf'k 44,361 × 41,075 2,16,000 © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 459 mnkgj.k (Illustration)3 ik;uj fy- ,d QqVdj O;kikjh] ds Hkouksa esa Qjojh dks vkx yx x;h rFkk O;olk; 1 2008 30 tuw 2008 rd vkaf'kd :i ls vO;ofLFkr FkkA dEiuh ` 1,25,000 dh ykHkksa dh gkfu ds vUrxZr ekg dh {kfriwfrZ vof/k ls chfer gSA fuEufyf[kr lwpukvksa ls ykHk dh gkfu dh uhfr ds vUrxZr 6 nkos dh jkf'k dh x.kuk fdft;s — ` Qjojh ls twu rd okLrfod vkorZ 1 30 2008 80,000 Qjojh ls tuw rd dk vkorZ 1 30 2007 2,00,000 Qjojh ls tuojh rd dk vkorZ 1 31 2008 4,90,000 xr foÙkh; o"kZ ls 'kq) ykHk 70,000 xr foÙkh; o"kZ gsrq chekÑr LFkk;h izHkkj 56,000 xr foÙkh; o"kZ gsrq dqy LFkk;h izHkkj 64,000 xr foÙkh; o"kZ gsrq vkorZ 4,20,000 dEiuh us ` 6,700 dh jkf'k gsrq vfrfjDr O;;ksa ij [kpZ fd;k tks vkorZ dh gkfu dks de djrk gSA ;gk¡ vfXu ds ifj.kke Lo:i {kfriwfrZ vof/k ds nkSjku chekÑr LFkk;h izHkkjksa esa ` dh cpr Hkh dh x;h gSA 2,450 ;gk¡ O;kikj esa vf/kd c<+ksrjh gks pqdh gS D;ksafd xr okf"kZd ys[ks dh frfFk ls ;g lgefr gqbZ dh dk ,d m/oZxkeh izpyu lek;kstu vkorZ ds lEcU?k esa fd;k tk;sA 15% lek/kku (Solution) Computation of the amount of claim for the loss of profit Reduction in turnover ` Turnover from 1st Feb. 2007 to 30th June, 2007 2,00,000 Add: 15% expected increase 30,000 2,30,000 Less:Actual Turnover from 1st Feb., 2008 to 30th June, 2008 80,000 Short Sales 1,50,000 Gross Profit on reduction in turnover @ 30% on ` 1,50,000 (see working note 1) 45,000 Add: Additional Expenses ` Lower of (i) Actual 6,700 G.P.on Annual Turnover (ii) Additional Exp. × G.P. on Annual turnover + Uninsured Standing Charges 1,55,250 6,700× = 6,372 1,63,250 © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 460 (iii) G.P. on sales generated by additional expenses — not available 51,372 Less: Saving in Insured Standing Charges 2,450 Amount of claim before Application of Average Clause 48,922 Application of Average Clause : Amount of Policy × Amount of Claim G.P. on Annual Turnover 1,25,000 = × 48,922 39,390 1,55,250 Amount of claim under the policy = ` 39,390 dk;kZRed fVIi.kh : (i) xr foÙkh; o"kZ ds ldy ykHk dh nj ` ldy ykHk 'kq) ykHk 70,000 tksMas+% chek—r LFkkuk izHkkj 56,000 1,26,000 xr foÙkh; o"kZ ds fy;s vkorZ 4,20,000 1,26,000 ldy ykHk dh nj = × 100 = 30% 4,20,000 okLrfod vkorZ (ii) Qjojh ls tuojh dk vkorZ 1 2007 31 2008 4,50,000 tksMs+ vuqefr o`) 15% 67,500 517,500 ` 5,17,500 ij 30% dk ldy ykHk 1,55,250 vchek—r LFkk;h izHkkj 8,000 ldy ykHk esa xSj chek—r LFkk;h izHkkj tksM+ dj 1,63,250 mnkgj.k (Illustration) 4 ekp]Z dks fy- ds Hkou ea s vkx yxus ds dkj.k dEiuh vkfa'kd :i ls u"V gks x;h 1 2008 XY rFkk ifj.kkeLo:i O;olk; 31 vxLr 2008 rd okLro ea s vO;ofLFkr jgkA dEiuh ` 1,65,000 dh ykHkksa dh gkfu ds vUrxZr ekg dh {kfriwfrZ vofèk ls chfer gSA fuEufyf[kr lwpukvksa ls uhfr ds 6 vUrxZr ,d nkok cukb;sA ` vO;oLFkk dh vofèk ds nkSjku okLrfod vkorZ (i) 80,000 ls rd [1.03.08 31.8.08 ] vfXu ds rqjUr iwoZ ds ekg esa (ii) 12 2,40,000 rnuqlkj vofèk gsrq vkorZ ls rd [1.3.07 31.8.07 ] © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 461 vfXu ds rRdky vxys ekg gsrq vkorZ (iii) 12 6,00,000 ls rd [1.3.07 28.2.08 ] xr foÙkh; o"kks± ds fy, 'kq) ykHk (iv) 90,000 xr foÙkh; o"kZ gsrq chek—r LFkk;h izHkkj (v) 60,000 vchek—r LFkk;h izHkkj (vi) 5,000 xr foÙkh; o"kZ gsrq vkorZ (vii) 5,00,000 O;kikj ea s okLrfod of`) ds dkj.k] vfXu ds le; rd ;k igy]s ;g lgefr gbq Z Fkh dh vkorZ esa mèoZxkeh izpyu ds lEcUèk esa dk lek;kstu fd;k tkuk pkfg,A dEiuh us vkx yxus ds 10% rjq Ur ckn ` 9,300 dh jkf'k ds vfrfjDr O;;kas ij [kpZ fd;s yfsdu bu O;;kas grs q O;oèkku dh vofèk ds nkjS ku dk vkorZ dos y ` 55,000 FkkA ;gk¡ vfXu ds ifj.kkeLo:i {kfrifwrZ vofèk ds nkjS ku chek— r LFkk;h izHkkjksa esa ` 2,700 dh Hkh cpr dh x;hA lek/kku (Solution) chek nkos dh ykHk dh gkfu dh x.kuk ` ldy ykHk dh nj (1) xr foÙkh; o"kZ gsrq 'kq) ykHk 90,000 tksM+s chek—r LFkk;h izHkkj 60,000 1,50,000 xr foÙkh; o"kZ gsrq vkorZ 5,00,000 ldy ykHk dh nj (cid:170)`1,50,000 (cid:186) = ×100 = 30% (cid:171) (cid:172) `5,00,000 (cid:187) (cid:188) fcØh esa deh (2) ekud vkorZ 2,40,000 tksM+sa % o`f) 10% 24,000 2,64,000 ?kVk;sa % O;oèkku dky ds nkSjku vkorZ tks ekg dh {kfriwfrZ vofèk ds lkFk leewY; gS [ 6 ] 80,000 1,84,000 okf"kZd lek;ksftr vkorZ (3) ( ) okf"kZd vkorZ ls rd [1.3.07 23.2.08 ] 6,00,000 tksM+sa% o`f) 10% 60,000 6,60,000 fVIi.kh ekuk fd okf"kZd vkorZ dh dqy jkf'k ij izpyu lek;kstu vko';d gSA fQj — Hkh okf"kZd vkorZ dk Hkkx izpfyr lek;ksftr vkadM+k iqu% izLrqr djrk gSA dfYir :i ls fo|kFkhZ izpyu dh vis{kk lkèkkj.k okf"kZd vkorZ dks ys ldrk gSA ` 55,000 dk nkok gksxk tks fd vuqPNsn esa dh x;h x.kuk ls T;knk gSA blfy;s chek—r dEiuh dk okf"kZd vkorhZ ij 5 izpfyr lek;kstu ij tksj gksxkA © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 462 ` vfrfjDr O;; (4) okLrfod O;; (i) 9,300 vfrfjDr O;;ksa }kjk mRié fcØh ij ldy ykHk (ii) 300/100× [` 80,000 – 55,000] 7,500 okf"kZd lek;ksftr vkorZ ij (iii) ( ) ldy ykHk vfrfjDr O;; × va'k esa n'kkZ;k x;k ldy ykHk + vchek—r LFkk;h izHkkj `6,60,000 ïï 30% (cid:117)9,300 `6,60,000 ï 30%(cid:14)5,000 9,071 mi;qZä rhuksa la[;kvksa esa tks lcls de gks vFkkZr~ ` 7,500 Loh—r gSaA nkok (v) fcØh dh deh ij ykHk dh gkfu (` 1,84,000 dk 30%) 55,200 tksM+sa % Loh—r vfrfjDr O;; 7,500 62,700 ?kVk;sa % chek—r LFkk;h izHkkjksa esa cpr 2,700 60,000 vkSlr okD; dk iz;ksx `1,65,000 ` 60,000 × 50,000 `1,98,000 mnkgj.k (Illustration) 5 fnlEcj] dks lekIr gksus okys o"kZ esa fyfeVsM us fuEukafdr O;kikfjd rFkk 31 2007 S & M ykHk vkSj gkfu [kkrk fn;sA O;kikj rFkk ykHk o gkfu [kkrk fnlEcj dks lekIr gksus okys o"kZ ds fy;s 31 2007 ` ` izkjfEHkd LdUèk ls fcØh }kjk 50,000 8,00,000 Ø; ls vfUre LdUèk }kjk 3,00,000 70,000 etnwjh dq'ky etnwjh dss ( 1,60,000 fy, ` 20,000) fuekZ.kh O;; ls 1,40,000 ldy ykHk ls 2,40,000 8,70,000 8,70,000 © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 463 iz'kklfud dk;kZy; O;; ls ldy ykHk }kjk 60,000 2,40,000 foKkiu ls 20,000 fcØh O;; LFkk;h ls ( ) 40,000 fcØh ij deh'ku ls 48,000 ckgjh HkkM+k ls 16,000 'kq) ykHk ls 56,000 2,40,000 2,40,000 dEiuh us nksuks LdUèk dh gkfu ds fo#) o ykHk dh gkfu ds fo#) uhfr;k¡ yh gqbZ Fkha tks Øe'k% ` 80,000 rFkk ` 1,72,00 FkhaA 1 ebZ] 2008 dks vkx yx xbZ vkSj ifj.kkeLo:i 4 ekg dh vofèk gsrq fcØh xEHkhjrk ls izHkkfor FkhA vkidks fuEufyf[kr vfrfjDr lwpuk;sa nh tkrh gSa (a) 2008 ds igys 4 ekg gsrq Ø; etnwjh rFkk vU; fuekZ.kh O;; Øe'k% ` 1,00,000 `50,000 rFkk 36,000 FksA (b) leku vofèk gsrq fcØh ` 2,40,000 FkhA vU; fcØh la[;ka;sa fuEufyf[kr :i esa Fkha (c) ` tuojh] ls vizSy] rd 1 2007 30 2007 3,00,000 ebZ] ls vxLr] rd 1 2007 31 2007 3,60,000 ebZ] ls vxLr] rd 1 2008 31 2008 60,000 etnwjh esa o`f) ds dkj.k ds nkSjku ldy ykHk fcØh ij }kjk de gksus (d) 2008 2% gsrq vuqekfur fd;k tkrk FkkA (e) voksèk ds nkSjku vkx yxus ds i'pkr~ ` 1,40,000 dh jkf'k ds vfrfjDr O;; fd;sA uhfr dh jkf'k esa NksM+s gq;s O;; gsrq ` 1,20,000 vlekos'k ` 20,000 'kkfey gSaA LdUèk rFkk ykHk dh gkfu gsrq nkok lqfuf'pr dhft;sA lHkh fØ;kRed vkids mÙkjksa dk Hkkx gksuk pkfg,A lek/kku (Solution) Claim for loss of stock : Memorandum Trading Account for the period 1st January to 1st May, 2008 ` ` To Opening Stock 70,000 By Sales 2,40,000 To Purchases 1,00,000 By Closing stock To Wages 50,000 (Balancing figure) 83,200 To Manufacturing expenses 36,000 To Gross Profit @ 28% on sales 67,200 3,23,200 3,23,200 Claim for loss of Stock will be limited to ` 80,000 which is the amount of Insurance policy. © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 464 fØ;kRed fVIif.k;k¡ % esa ldy ykHk dh nj (1) 2007 × 100 2,40,000 × 100 (cid:159) 30% 8,00,000 esa etnwjh esa o`f) gksus ds dkj.k ldy ykHk esa ls fxjkoV vk;kh Fkh vr% 2008 2% LdUèk dh gkfu gsrq ldy ykHk dh nj yh tk;sxhA 28% ykHk dh gkfu ` fcØh esa deh (a) ebZ ls vxLr rd dh fcØh 1 2007 31 2007 3,60,000 ?kVk;s % ds Åij esa ik;h xbZ fxjkoV 2007 2008 20% tuojh&vizSy ds LFkku ij [ 3,00,000 2,40,000] 72,000 2,88,000 ?kVk;s % ebZ ls vxLr rd dh fcØh 1 2008 31 2008 60,000 foØ; esa deh 2,28,000 ldy ykHk vuqikr (b) 22% ?kVk;sa % etnwjh esa o`f) ds dkj.k vuqekfur deh 2% 20% ldy ykHk dh gkfu (c) ` 2,28,000 dh Ø; deh ij 20% 45,600 okf"kZd vkorZ ebZ] ls igys ds ekg (d) [1 2008 12 ] ` tuojh fnlEcj gsrq fcØh - 2007 8,00,000 ?kVk;sa % tuojh] ls vizSy] rd 1 2007 30 2007 3,00,000 5,00,000 ?kVk;sa % mèkksxkeh izpyu 20% 1,00,000 4,00,000 tksMs+ ls rd 1.1.2008 30.4.2008 2,40,000 6,40,000 okf"kZd vkorZ ij ls ldy ykHk 20% 1,28,000 © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 465 (e) vfrfjDr O;;ksa ds lacUèk esa ekU; jkf'k ` fuEufyf[kr esa ls de gks % okLrfod O;; (i) 1,40,000 {kfriwfrZ vofèk ds nkSjku fcØh ij (ii) ldy ykHk (60,000 × 20%) 12,000 (iii) 1,28,000 ×1,40,000 = 1,21,081 1,48,000 lcls de vFkkZr~ ` 12,000 Loh—r gSaA vfUre nkos dh jkf'k ij] vkSlr okD; dk iz;ksx ugh gksxk D;ksafd okf"kZd vkorZ ij N.B. ldy ykHk ` 1,28,000 uhfr dh jkf'k ` 1,72,000 ls vfèkd gSA mnkgj.k (Illustration) 6 fnlEcj] dks lekIr gksus okys o"kZ ds fy;s lksuh fyfeVsM ds O;kikfjd rFkk ykHk 31 2007 gkfu [kkrs vxzkafdr FksA O;kikfjd rFkk ykHk o gkfu [kkrk dks lekIr gksus okys o"kZ ds fy;s 31.12.2007 ` ` izkjfEHkd jgfr;k ls foØ; }kjk 20,000 10,00,000 Ø; ls vfUre jgfr;k }kjk 6,50,000 90,000 fuek.khZ O;; ls 1,79,000 ldy ykHk ls 2,50,000 10,90,000 10,90,000 iz'kklfud O;; ls ldy ykHk }kjk 80,000 2,50,000 fcØh O;; ls 20,000 foÙk izHkkj ls 1,00,000 'kq) ykHk ls 50,000 2,50,000 2,50,000 ,d {kfrifwrZ dEiuh us ` 3,00,000 ds fy;s vkx uhfr yh vkSj 6 ekg dh ,d {kfriwfrZ vofèk ds fy, ykHkksa dh gkfu dh uhfr ` 1,00,000 ds fy;s gSA Hkouksa ij 1.4.2008 dks vkx yxh vkSj i.w kZ LdUèk 'kwU; fof'k"V ewY; ds lkFk tydj jk[k gks x;sA 'kq) frekgh fcØh vFkkZr~ ls 1.4.2008 rd xEHkhj :i ls izHkkoh FkhA vU; lwpuk,¡ fuEufyf[kr gSa 30.6.2008 — vofèk ds nkSjku fcØh ls 1.1.08 31.3.08 2,50,000 vofèk ds nkSjku Ø; ls 1.1.08 31.8.08 3,00,000 © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 466 fuek.khZ O;; ls 1.1.08 31.3.08 70,000 vofèk ds nkSjku fcØh ls 1.4.08 30.6.08 87,500 chek—r LFkk;h izHkkj 50,000 vkx yxus ds i'pkr~ okLrfod O;; fd;s 60,000 m|ksx dk lkekU; izpyu fcØh esa ls o`f) vkSj c<+h gqbZ ykxr ds dkj.k ldy ykHk 15% ls ls deh n'kkZrk gSA 5% ykHk dh gkfu rFkk LdUèk ds fy;s nkok lqfuf'pr dhft;s : lek/kku (Solution) Calculation of loss of stock : Sony Ltd. Trading A/c for the period 1.1.2008 to 31.3.2008 Dr. Cr. ` ` To Opening stock 90,000 By Sales 2,50,000 To Purchases 3,00,000 By Closing stock 2,60,000 (balancing figure) To Manufacturing expenses 70,000 To Gross profit (20% of 50,000 ` 2,50,000) 5,10,000 5,10,000 ` Stock destroyed by fire 2,60,000 Amount of fire policy 3,00,000 As the value of stock destroyed by fire is less than the policy value, the entire claim will be admitted. ykHk dh gkfu dh x.kuk : foØ; dh deh dh x.kuk % ` ls vofèk ds fy;s vkSlr fcØh 1.4.2007 30.6.2007 2,60,870 (W.N.1) (` 7,82,610/3) tksM+sa % foØ; ds izpyu esa o`f) ¼yxHkx½ (15%) 39,130 3,00,000 ?kVk;sa % ls dh vofèk 1.4.2008 30.6.2008 ds nkSjku fcØh 87,500 fcØh esa deh 2,12,500 © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 467 ldy ykHk vuqikr dh x.kuk % ldy ykHk vuqikr = `50,000(cid:14)`50,000 (cid:117)100 = 10% `10,00,000 ?kVk;sa % ldy ykHk esa deh izpyu 5% 5% ykHk dh gkfu =` 2,12,500 dk 5% = 10,625 vfrfjDr O;;ksa ds lEcUèk esa Loh—r jkf'k % fuEufyf[kr esa tks lcls de gks : okLrfod O;; (i) 60,000 vfrfjDr O;;ksa }kjk mRié gksus (ii) okyh fcØh ij ldy ykHk ` 87,500 dk 5% 4,375 ¼eku fy;k fd vfrfjDr O;;ksa ds dkj.k ckaVus dh vofèk ds nkSjku iw.kZ foØ; gSA½ vfrfjDr O;; (iii) × `50,000(cid:14)`50,000 (cid:117)100 = ` 18,400 ( yxHkx ) `10,00,000 okf"kZd vkorZ ij ldy ykHk lek;ksftr okf"kZd vkorZ % ls vof/k ds fy;s okf"kZd vkorZ 1.4.2007 31.12.2007 7,39,130 ls ds fy;s vkorZ 1.1.2008 31.3.2008 2,50,000 9,89,130 tksM+sa % izpyu esa o`f) (` 7,39,130 dk 15%) (W.N.2) 1,10,870 11,00,000 okf"kZd vkorZ ij ldy ykHk (` 11,00,000 dk 5%) 55,000 (` 55,000) okf"kZd vkorZ ij ldy ykHk] fufr ewY; (` 11,00,000) ls de gks] rc@rks vkSlr okD; dk iz;ksx ugha gksrkA chek dk nkok tek djrs gSa % ` LdU/k dh gkfu 2,60,000 ykHk dh gkfu 10,625 vfrfjä O;; 4,375 2,75,000 © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 468 fVIi.kh % nh xbZ lwpukvksa ds vuqlkj LFkk;h izHkkj esa iz'kklfud O;; ` 80,000 rFkk foÙk izHkkj (` 100,000) 'kkfey FksA chek—r LFkk;h izHkkj ` 50,000 rFkk vchek—r LFkk;h izHkkj ` 1,30,000 jgs gksaxsA fØ;kRed fVIi.kh % o"kZ ds fy;s fcØh (1) 2007, (Breakup Sales for the year 2007) ds xr frekgh dk foØ; 2007 100 ` 2,50,000 × 2,17,390 115 ds 'ks"k rhu frekgh ds fy;s fcØh 2007 7,82,610 (10,00,000 – 2,17,390) ds xr frekgh ds fy;s foØ; ds igys frekgh ds foØ; ds vk/kkj ij 2007 2008 x.kuk dh tk;sxhA foØ; ds izpyu esa o`f) dsoy ds foØ; ds fy;s Lohdk;Z gS] D;ksafd (2) 2007 2008 ds igys frekgh esa foØ; jkf'k igys ls gh lek;ksftr esa izpfyr gSA © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 469 lkjka'k (SUMMARY) LdU/k dh gkfu ds fy;s nkok (1) LdU/k dh gkfu % Lda/k dh gkfu dh jkf'k dh x.kuk fuEufyf[kr gS vkx yxus dh frfFk ij LdU/k dk ewY; ××× ?kVk;sa % vof'k"V Lda/k dk ewY; ××× LdU/k dh gkfu dk ewY; ××× LdU/k gsrq gkfu dk nkok fuEufyf[kr 'kh"kks± ds vUrxZr dk v/;;u dj ldrs gSaA dqy gkfu % (a) nkos dh jkf'k okLrfod gkfu ¼;fn eky iwoZ chekafdr gks] ijUrq nkos dh jkf'k uhfr dh = jkf'k rd izcfU/kr gSA vkaf'kd gkfu % (b) fcuk vkSlr okD; ij % (i) nkok okLrfod gkfu ;k chekafdr ;ksx tks nksuksa esa ls de gks = vkSlr okD; ds lkFk % (ii) nkok = vU; fcUnnq % LdU/k ys[kksa dks cuk;k x;k gS rFkk vfXu }kjk u"V fd;k x;k gSA (i) vfXu dh frfFk ds :i esa Lda/k dk ewY; vklkuh ls fudkyk tk ldrk gSA Lda/k vfHkys[k miyC/k ugha gSa ;k vfXu }kjk u"V gks x;s gSa rks vfXu dh frfFk (ii) ij Ldaèk dk ewY; vuqekfur djrs gSaA tgk¡ [kkrs dh iqLrdas u"V gks x;h gks] rc O;kikfjd [kkrk cuk;k tkrk gSA (iii) dqy gkfu gsrq chekafdr dEiuh Hkqxrku djrh gSA (iv) vof'k"V Lda/k dks iqu%fLFkfr esa ykus ds i'pkr fcØh ;ksX; cuk;k tkrk gS] ml (v) fLFkfr esa ,sls Lda/k dh ykxr ls O;kikfjd [kkrs ØsfMV vkSj fufnZ"V Lda/k [kkrs dks MsfcV djuk vko';d gS rFkk fdlh [kkrs gsrq fcØh dks ØsfMV fd;k tk ldsxk] vafre 'ks"k dks ykHk ,oa gkfu [kkrs eas gLrkUrj.k fd;k tk;sxkA ykHk dh gkfu gsrq nkok % (2) ykHk dh gkfu uhfr esa lkekU;r% fuEufyf[kr ensa 'kkfey gSa — 'kq) ykHk dh gkfu (1) LFkk;h izHkkj (2) © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 470 dk;Z'khy iw¡th esa dksbZ o`f) % (3) ldy ykHk % 'kq) ykHk chekafdr LFkk;h izHkkj + ;k chek—r LFkk;h izHkkj 'kq) O;kikfjd ykHk ¼;fn dksbZ gks½ – × 'kq) ykHk %% 'kq) O;kikfjd ykHk ¼lHkh iw¡th xr ds flok;½ izkfIr;k¡ vkSj o`f);k¡ rFkk lHkh ckgjh lEifÙk;k¡ ¼iw¡th ls izHkkfjr½ Œkl lfgr lHkh fLFkj rFkk vU; izHkkjksa ds izko/kkuksa dks djus ds i'pkr~ O;olk; ds chfer ifjlj ls ifj.kke ds :i esa izkIr gqvk gksA chekafdr LFkk;h izHkkj %% _.ki=ksa] cU/kd _.kksa rFkk vf/kfod"kks± ij C;kt] fdjk;k nj rFkk dj dj flok; tks 'kq) ykHk ds fgLls curs gSa LFkk;h deZpkfj;ksa dk osru] dq'ky [ ] deZpkfj;ksa dks etnwjh] fuoklh lapkydksa vkSj ;k izcU/kd ds #dus rFkk (Resident Director) Hkkstu O;oLFkk lEcfU/kr [kpsZ] lapkydh; 'kqYd] vfufnZ"V LFkk;h izHkkj ¼fufnZ"V LFkk;h izHkkjksa ds lEcU/k esa olwyh ;ksX; jkf'k ds ls T;knk u gks½A 5% ldy ykHk dh nj % {kfr dh frfFk ds rqjar iwoZ foÙkh; o"kZ ds nkSjku vkorZ ij vftZr ldy ykHk dh nj okf"kZd vkorZ % {kfr ds rqjar iwoZ ds ekg ds nkSjku vkorZA 12 ekud vkorZ % {kfr dh frfFk ds rqjar iwoZ ds ekg dh vof/k ds nkSjku tks {kfriwfrZ 12 vof/k ds eqrkfcd gksA {kfriwfrZ vof/k % {kfr dh mifLFkfr ds lkFk izkjafHkd vof/k rFkk ekg dh rqyuk 12 ds ckn lekIr ugha gksrh ykHk dh gkfu gsrq chek ldy ykHk dh gkfu ds dkj.k lhfer gS % vkorZ esa deh rFkk (1) dk;Z'khy ykxr esa o`f) (2) {kfriwfrZ ns; dh jkf'k % ldy ykHk&gkfu dk;Z'khy dh ykxr o`f) gsrq + nkok chekafdr LFkk;h izHkkjksa esa cprA – Lo-ijh{kk iz'u (SELF-EXAMINATION QUESTIONS) oLrqfu"B iz'u I. (Objective Answer Type Questions) fn;s x;s fodYiksa esa ls vf/kd mi;qä mÙkj dks pqfu;s 1. ` 1,00,000 ykxr dk eky ` 50,000 gsrq chek—r FkkA bl eky dk 3/4 Hkkx vkx ls tydj u"V gks x;kA nkos dh jkf'k gksxh % ¼v½ ` 37,500 ¼c½ ` 50,000 ¼l½ ` 75,000 ¼n½ mijksä esa dksbZ ugha © The Institute of Chartered Accountants of India jgfr;s dh gkfu ,oa ykHk dh gkfu gsrq chek nkos 471 vfXu chek nkok rd lhfer gksxk 2. ¼v½ eky ds chek—r ewY; ds ek/;e ls xqtj jgh okLrfod gkfu rd vf/kd gks ldrh gS ¼c½ gkfu ds lekuqikfrd chek—r ewY; dh rjg ls dqy ykxr dks ogu djrk gS ¼l½ nksuksa ¼v½ rFkk ¼c½ ¼n½ mijksä esa dksbZ ugha lkekU;r% ykHk dh gkfu uhfr fuEufyf[kr enksa dks 'kkfey djrh gS % 3. ¼v½ 'kq) ykHk dh gkfu ¼c½ LFkk;h izHkkj ¼l½ dk;Z'khy iw¡th esa o`f)( tSls&vLFkk;h Hkouksa dk fdjk;k ¼n½ mijksä lHkh 4. ` 40,000 ewY; dk ,d la;a= ` 30,000 gsrq chekafdr gSA vfXu ds dkj.k `25,000 dh gkfu gqbZA chek dEiuh dgk¡ rd gkfu ogu djsxh ? ¼v½ `18,750 ¼c½ ` 25,000 ¼l½ ` 30,000 ¼n½ ` 40,000 mÙkj ¼v½ ¼l½ ¼n½ ¼v½ [ (Answer)—1. , 2. , 3. , 4. ] y?kq mÙkjh; iz'u II. (Short Answer Type Questions) ykHk dh gkfu chek uhfr;ksa ds lEcU/k esa fuEufyf[kr 'kCnksa dh laf{kIr esa O;k[;k 5. dhft,A vkSlr okD; (i) vkorZ esa deh ;k fcØh esa deh (ii) okf"kZd vkorZ (iii) {kfriwfrZ vof/k (iv) nh?kZ mÙkjh; iz'u III. (Long Answer Type Questions) ykHk dh gkfu uhfr ds vUrxZr chek—r nkos dh jkf'k dh x.kuk dh izfØ;k dks 6. le>kb;sA fØ;kRed iz'u IV. (Practical Questions) flrEcj] dks fe- QkWjpwu ds Hkouksa esa xEHkhjrk ls vkx yxh FkhA mudh 1. 1 2008 O;kolkf;d fØ;k fnlEcj] rd vO;ofLFkr jgha tc rd lkekU; 31 2008 O;kikj fLFkfr;k¡ iquZLFkkfir ugha gq;hA fe- QkWjP;wu us ykHk dh uhfr ds vUrxZr 6 ekg dh {kfriwfrZ dh vof/k ` 40,000 gsrq chek—r djk;h FkhA vki vxzfyf[kr lwpukvksa ls lqfuf'pr djus esa l{ke gS % © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 472 1. 31 fnlEcj] 2007 lekIr gksus okys o"kZ gsrq 'kq) ykHk ` 20,000 FkkA 2. okf"kZd chek—r LFkk;h izHkkj dh jkf'k ` 30,000 ftlesa uhfr ds vUrxZr chekd`r LFkk;h izHkkj dh ifjHkk"kk esa ` 2,000 'kkfey ugha FksA 3. dk;Z'khy dh vfrfjä ykxr vfXu ds dkj.k ` 600 dh jkf'k gkfu gsrq de dj nh x;h gS] ysfdu bu O;;ksa gsrq O;olk; dks can dj fn;k tk;sxkA 4. chekafdr izHkkjksa esa cpr vkx ds ifj.kkeLo:i ` 1,500 dh jkf'k gSA rFkk o"kks± ds izR;sd vizSy] vxLr vkSj fnlEcj dks lekIr 5. 2007 2008 30 31 31 gksus okyh vofèk gsrq vkorZ fuEufyf[kr gSA ` ` ` 2007 65,000 80,000 95,000 2008 70,000 80,000 15,000 ykHkksa dh gkfu uhfr dh n'kkvksa ds vUrxZr lEcfU/kr nkos dh x.kuk djuk vko';d gSA ,d dEiuh dk Hkou ekpZ] dks vkaf'kd :i ls ty dj u"V gks x;k 8. 1 2008 vkSj mlds ifj.kkeLo:i O;olk; ekpZ ls tqykbZ rd vO;ofLFkr jgk 1 31 FkkA [kkrs izR;sd o"kZ fnlEcj dks cUn fd;s tkrs gSaA dEiuh ykHkksa dh gkfu 31 uhfr ds vUrxZr ` 7,50,000 ds fy, chek—r gSA uhfr esa fof'k"V {kfriwfrZ dh vof/k ekg gSA fuEufyf[kr lwpukvksa ls vkidks ykHkksa dh gkfu uhfr ds 6 vUrxZr nkos dh jkf'k dh x.kuk djuk vko';d gSA gsrq vkorZ 2007 40,00,000 gsrq 'kq) ykHk 2007 2,40,000 chek—r LFkk;h izHkkj 4,80,000 vchek—r LFkk;h izHkkj 80,000 vO;ofLFkr vof/k ds nkSjku vkorZ 8,00,000 vFkkZr~ ls rd [ 1.3.2008 31.07.2008 ] xr o"kZ esa lEcfU/kr vof/k gsrq ekud vkorZ 2,00,000 vFkkZr~ ls rd [ 1.3.07 28.2.08 ] fnlEcj dks 'kadj fy- ds Hkou esa vkx yxh vkSj dEiuh dk O;olk; 9. 31 2007 31.3.2008 rd vO;ofLFkr jgkA dEiuh ` 1,95,000 dh ykHkksa dh gkfu ds vUrxZr ekg dh {kfriwfrZ vof/k ls chfer gSA 6 31 vDVwcj] 2007 dks lekIr gksus okys o"kZ gsrq dEiuh ds [kkrs ` 5,85,000 dk vkorZ ` 60,000 ds 'kq) ykHk ds lkFk n'kkZrs gSaA chek }kjk LFkk;h izHkkj dh jkf'k 'kkfey gS vkSj ml o"kZ esa ` 1,50,000 ls MsfcV fd;k x;kA 31 fnlEcj] 2007 lekIr gksus okys 12 ekg gsrq vkorZ ` 5,85,000 FkkA O;olk; vof/k ds nkSjku vkorZ dh jkf'k ` 60,000 Fkh] tcfd xr o"kZ esa lEcfU/kr vofèk ds nkSjku ;g ` 1,27,500 FkhA gkfu ds izHkko dks de djus ds fy, vfrfjä O;; ds :i esa ` 15,000 dh jkf'k [kpZ dh x;hA ;gk¡ fQj Hkh vfXu ds ifj.kkeLo:i LFkk;h izHkkj esa dksbZ cpr ugha gqbZA gkfu uhfr ds ifj.kke ds lEcU/k esa tek fd;s x;s nkos dks rS;kj dhft;sA © The Institute of Chartered Accountants of India 14 lk>snkjh [kkrksa ds eqís [ISSUES IN PARTNERSHIP ACCOUNTS] v/;;u ds mís'; (Learning Objectives) bl bdkbZ ds v/;;u ds mijkar] vki l{ke gks tk;saxs — lk>snkjh QeZ dh fo'ks"krk,¡ ,oa lk>snkjh lays[k dh vko';drk dks le>us esa (cid:137) [kkrksa ds laca/k eas lk>snkjh lays[k esa lfEefyr fd, tkus okys egRoiw.kZ foUnqvksa (cid:137) dks le>us esaA ykHk gkfu fu;kstu [kkrk rS;kj djus laca/kh rduhd lh[kus easA - (cid:137) lk>snkj ds iwath [kkrs dks cukus dh nks iz.kkfy;ksa vFkkZr~ fLFkj iwath fof/k rFkk (cid:137) ifjorZu'khy iwath fof/k ls voxr gksus esaA iwath ,oa vkgj.k ij C;kt] lk>snkjksa dks osru@deh'ku vkfn dgk¡ n'kkZbZ tk, (cid:137) rFkk ;g lh[kuk fd lk>snkjksa }kjk vkgfjr jkf'k dks ykHk&gkfu fu;kstu [kkrs esa ugha fn[kk;k tkrk gSA [;kfr ds ys[kkadu dks le>uk rFkk ;g ns[kuk fd lk>snkjh [kkrksa esa [;kfr dk (cid:137) ewY;kadu dc vko';d gksrk gSA lk>snkjh ds lafo/kku eas ifjorZu gq, fcuk] ykHk foHkktu vuqikr eas ifjorZu ds (cid:137) lkFk O;ogkj dj ldsaxsA ,d lk>snkj ds izos'k ds le; laifÙk;ksa ds iquewZY;kadu rFkk nkf;Ro dk iqu% (cid:137) vkdyu ds dkj.k le>us eas rFkk lk>snkj ds izos'k] fuo`fÙk ;k e`R;q gksus ij laifÙk;ksa ds iquewZY;kadu ,oa nkf;Roksa ds iqu% vkdyu ds rdZ dks le>us easA lk>snkj ds izos'k] fuo`fÙk ;k e`R;q gksus ij lap; 'ks"k dk mipkj lh[kus easA (cid:137) lk>snkj ds izos'k] fuo`fÙk ;k e`R;q gksus ij ykHk foHkktu vuqikr dh x.kuk (cid:137) djus easA fuo`fÙk lk>snkj dh vo'ks"k jkf'k dks _.k [kkrs eas LFkkukUrfjr djus ij (cid:137) vfHkys[kksa ds j[k j[kko dks le>us esaA - © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 474 ys[kkadu vof/k ds vUrxZr fdlh Hkh frfFk dks lk>snkj dh e`R;q gksus ij (cid:137) ys[kkadu izHkko le>us esaA mijksDr ysus nsu vfHkysf[kr djus rFkk ys[kkadu o"kZ dh vof/k ds nkSjku e`rd (cid:137) lk>snkj ds oS|kfud mÙkjkf/kdkjh dks ykHk Hkqxrku ds vfHkys[ku dks le>us easA lk>snkjh [kkrksa dh ifjHkk"kk ,oa fo'ks"krk,a 1. (DEFINITION AND FEATURES OF PARTNERSHIP ACCOUNTS) Hkkjrh; lk>snkjh vf/kfu;e ds vuqlkj lk>snkjh ßO;fä;ksa ds e/; laca/k gS tks ,d O;olk; ds ykHk vFkok gkfu ds forj.k gsrq lger gksa] ftls mu lcds }kjk ;k lcdh vksj ls fdlh ,d ds }kjk lapkfyr fd;k tkrk gSA O;fäxr :i ls ,sls lapkyudrkZ dks lk>snkj dgrs gSa tks viuk O;kikj viuh QeZ ds uke ij djrk gAS lkekU;r% lk>ns kj O;olk; lca /a kh fu;eks a ,oa 'krk±s ij lger gksrs gSaA ysfdu vDlj os ekSf[kd le>kSrs ds vk/kkj ij O;olk; dks tkjh j[krs gSaA lk>snkjh dh izeq[k fo'ks"krk,a gSa — nks ;k vf/kd O;fä;ksa dk la?k (i) lacfU/kr lHkh O;fä;ksa }kjk fd;k x;k vuqca/k (ii) O;kolkf;d O;; (iii) lHkh lk>snkjksa }kjk vFkok mu lHkh dh vksj ls fdlh lk>snkj }kjk O;olk; lapkyu (iv) O;kolkf;d ykHkksa rFkk gkfu;ksa dk lger vuqikr esa foHkktu (v) blfy, ,d lk>ns kjh ikjLifjd fyf[kr djkj }kjk pykbZ tkrh gS ftls lk>ns kjh lya [s k dgk tkrk gS tks iath—r vFkok xSj iathd`r gks ldrk gSA ysfdu Hkfo"; eas lk>snkjksa ds chp erHksnksa dks - lqy>kus ds fy, iathd`r lk>snkjh lays[k dks csgrj ekuk x;k gSA lk/kkj.kr% lk>snkjh lays[k esa fuEukafdr okD;k'kksa dk lekos'k gksrk gS — QeZ dk uke rFkk lk>snkjh O;olk; dh izd`frA (i) O;olk; dk izkjEHk ,oa lapkyuA (ii) izR;sd lk>snkj }kjk yxkbZ tkus okyh iw¡th dh jkf'kA (iii) lk>snkjksa ds e/; O;kolkf;d ykHk ,oa gkfu dk forj.k vuqikr (iv) lk>ns kjka s }kjk vkgj.k lhek fu/kkjZ .k rFkk vkgj.kka s ij yxk, tkus okys C;kt ¼;fn dkbs Z (v) gS½ dh O;oLFkkA lk>snkjksa dks ns; osru (vi) lk>snkjksa }kjk yxkbZ xbZ iwath ij ns; C;ktA (vii) O;kolkf;d mís'; gsrq (viii) lk>snkjksa ds chp fooknksa dh lek/kku izfØ;kA (ix) [kkrksa ds vuqj{k.k rFkk vads{k.k dh izfØ;kA (x) u;s lk>ns kj ds izo's k] orZeku lk>ns kj dh fuo`fÙk rFkk fdlh lk>ns kj dh e`R;q gkus s ij (xi) [;kfr dk ewY;kaduA © The Institute of Chartered Accountants of India lk>snkjh [kkrksa ds eqís 475 fuo`fÙk vFkok e`R;q ij lk>snkj ds nkos dks fuiVkus dh izfØ;kA (xii) lk>snkjh ds lekiu vkfn gsrq izfØ;kA (xiii) ;fn fdlh fLFkfr ;k ifjfLFkfr dk lk>snkjh lays[k eas o.kZu u gks ;k i;kZIr O;k[;k u gks] ,slh fLFkfr eas ;k ifjfLFkfr;ksa dk lk>snkjh vf/kfu;e] ds izko/kkuksa dks ykxw djds lek/kku 1932 djuk pkfg,A lk>snkjksa ls vis{kk dh tkrh gS fd og fofHké fLFkfr;ksa eas dke djus dk vf/kdkj j[kas rFkk ,ls s vf/kdkj vU; ifjfLFkfr;ka s es a u j[kAsa Nk=ka s dks lykg nh tkrh gS fd O;kid rkjS ij bu 'kfDr;kas dks le>us gsrq lh-ih-Vh- ds vkBosa v/;k; dh ;wfuV dk v/;;u djsaA 1 lk>snkj ds iwath ,oa pkyw [kkrs 2. (PARTNERS' CAPITAL AND CURRENT ACCOUNTS) ys[kkadu dh n`f"V ls lk>snkjksa ds iwath [kkrksa rFkk pkyw [kkrksa dk laj{k.k vR;Ur egRoiw.kZ gSA lacaf/kr ys[kkadu ysunsu ,oa ?kVuk,a gSa — QeZ dh iwath gsrq lk>snkjksa dk izkjafHkd ;ksxnkuA (cid:122) lk>snkjksa }kjk yxkbZ xbZ vfrfjDr iw¡thA (cid:122) yxkbZ gqbZ iw¡th ij C;kt izkfIr dk vf/kdkj ¼;fn lk>snkjh lays[k eas lgefr gS½ (cid:122) lk>snkjksa }kjk le;&le; ij vkgfjr jkf'kA (cid:122) vkgj.kksa ij lk>snkjksa ij C;kt nkf;Ro ¼;fn lk>snkjh lays[k eas lgefr gS½ (cid:122) QeZ ds O;olk; lapkyu ds fy, iznÙk lsokvksa gsrq lk>snkjksa ds osruA (cid:122) lk>snkjksa }kjk lk>snkjh gsrq fdjk, ij fn, Hkouksa dk fdjk;kA (cid:122) lk>snkjh O;oLkk; ds ykHk gkfu dk forj.kA - (cid:122) lk>snkjh [kkrksa esa ,sls leLr ysu&nsuksa rFkk ?kVukvksa dks dSls fy[kk tk,] bls Hkyh Hkkafr - le>uk vko';d gSA ys[kkadu dh nks fof/k;k¡ gSa — LFkk;h iw¡th fof/k ,oa (i) ifjorZu'khy iw¡th fof/kA (ii) LFkk;h iw¡th fof/k esa lk/kkj.kr% lk>snkjksa }kjk izkjafHkd iw¡th va'knku dks lk>snkjksa ds iw¡th [kkrksa eas ØsfMV fd;k tkrk gS rFkk ?kVukvksa dks pkyw [kkrksa ds ek/;e ls fy[kk tkrk gSA tc rd blds ifjorZu dk fu.kZ; u gks] izkjafHkd iw¡th [kkrs dk 'ks"k ifjofrZr ugha gksxkA ifjoruZ 'khy i¡tw h fof/k es a dkbs Z pkyw [kkrk ugha cuk;k tkrkA ,ls s lHkh yus nus o ?kVuk,a i¡tw h [kkkrs ds ek/;e ls fy[kh tkrh gSaA LokHkkfod :i ls lk>snkjksa ds iw¡th [kkrs dk 'ks"k gj le; cnyrk jgrk gSA vr,o fLFkj iw¡th fof/k eas gj le; ,d fLFkj iw¡th 'ks"k cukbZ j[kh tkrh gS] tcfd ifjorZu'khy iw¡th fof/k eas iw¡th [kkrk 'ks"k gj le; cnyrk jgrk gSA © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 476 mnkgj.k (Illustration)1 1 tuojh] 2008 ij] , rFkk ch us ` 30,000 vkSj ` 20,000 iw¡th ds lkFk O;kij izkjEHk fd;k lk>snkjh lys[k ds vuqlkj ch ` 500 izfrekg osru ikus dk vf/kdkjh gS] rFkk iw¡th ij 6% izfr o"kZ ls C;kt yxk;k tkrk gSA cps gq, ykHkksa dks lk>snkjksa ds chp ds vuqikr esa forfjr fd;k tkrk 5 : 3 gSA 2008 ds nkjS ku B dks ors u rFkk i¡wth ij C;kt yxkus ds ckn QeZ ` 25,000 jkf'k dk ykHk vftrZ djrh gSA o"kZ ds nkSjku ?kjsyw mís'; ds fy, A ` 8,000 dk vkgj.k rFkk B` 10,000 dk vkgj.k djrk gS lk>snkjksa ds iw¡th [kkrs dks fuEu ifjorZu'khy iw¡th fof/k ls n'kkZb;sA lek/kku (Solution) A’s Capital Account Dr. Cr. 2008 ` 2008 ` Dec. 31 To Cash (Drawings) 8,000 Jan. By Cash 30,000 To Balance c/d 33,800 Dec. 31 By Profit and Loss A/c (Interest) 1,800 By Profit and Loss A/c (5/8 Profit) 10,000 41,800 41,800 2009 Jan. 1 By Balance b/d 33,800 B's Capital Account 2008 ` 2008 ` To Cash (Drawings) 10,000 Jan. 1 By Cash 20,000 To Balance c/d 23,200 Dec. 31 By Profit and Loss A/c Salary 6,000 Interest 1,200 By Profit and Loss A/c 6,000 (3/8 Profit) 33,200 33,200 2009 Jan. 1 By Balance b/d 23,200 © The Institute of Chartered Accountants of India lk>snkjh [kkrksa ds eqís 477 mnkgj.k (Illustration) 2 1 tuojh] 2008 dks jke vkSj jghe ` 50,000 rFk ` 30,000 dh iw¡th ls O;kikj vkjEHk djrs gSa jghe ` 400 izfrekg ds osru dk vf/kdkjh gSA iw¡th rFkk vkgj.k ij C;kt 6% izfr o"kZ yxk;k tkrk gSA mijksä fy[ks gq, lek;kstuksa ds e'pkr ykHkksa dks leku c¡Vk tkrk gSA o"kZ ds nkSjku jke ` 8,000 vkgj.k djrk gS vkSj jghe ` 10,000 vkgj.k djrk gSA lk>snkjh lya s[k dh 'krks± dks yxkus ds iwoZ o"kZ ds fy, YkkHk ` 30,000 vk;kA iw¡ft;ksa dks fLFkj ekuk tk;sxk] lk>snkjksa ds iw¡th [kkrs rFkk pkyw [kkrs dks rS;kj dhft,A lek/kku (Solution) Ram's Capital Account 2008 ` 2008 ` Dec. 31 To Balance c/d 50,000 Jan. 1 By Cash 50,000 2009 Jan. 1 By Balance b/d 50,000 Rahim's Capital Account 2008 ` 2008 ` Dec. 31.To Balance c/d 30,000 Jan. 1 By Cash 30,000 2009 Jan. 1 By Balance b/d 30,000 Ram's Current Account 2008 ` 2008 ` To Cash (Drawings) 8,000 Dec. 31 By Profit and Loss A/c Dec. 31 To Profit and Loss A/c Interest 3,000 Interest on Drawings 240 By Profit and Loss A/c To Balance c/d 5,230 1/2 Profit 10,470 13,470 13,470 2009 Jan. 1 By Balacne b/d 5,230 Rahim's Current Account 2008 ` 2008 ` To Cash (Drawings) 10,000 Dec. 31 By Profit and Loss A/c Dec. 31 To Profit and Loss A/c Salary 4,800 Interest on drawings 300 Interest 1,800 To Balacne c/d 6,770 By Profit and Loss A/c Profit 10,470 17,070 17,070 2009 Jan. 1 By Balance b/d 6,770 © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 478 ykHk gkfu fu;kstu [kkrk 3. - (PROFIT AND LOSS APPROPRIATION ACCOUNT) lk>snkjh QeZ }kjk ykHk fu;kstu [kkrk lk>snkjh lays[k ds vuqlkj 'kq) ykHk forj.k (cid:122) gsrq cuk;k tkrk gSA vkgj.k ij C;kt 'kq) ykHk esa tksM+ fn;k tkrk gS vkSj mlds i'pkr ,sls dqy ykHk ls (cid:122) lk>snkjksa dh iw¡th ij C;kt] osru] deh'ku] fdjk;k vkfn vuqca/k ds ^vuqlkj ns; gksrk gSA ykHk dh 'ks"k jkf'k dks lk>snkjksa ds e/; ykHk forj.k ds vuqikr eas forfjr fd;k tkrk (cid:122) gSA mnkgj.k (Illustration) 3 vkSj lk>snkjh eas gSaA vkSj lk>snkjh esa muds }kjk nh x;h fof'k"V lsok ds fy, X, Y Z Y Z 'kq) ykHk ij 15% deh'ku dks leku ck¡Vus ds vf/kdkjh gSaA fQj Hkh] lHkh lk>snkj ` 5,00,000 izR;sd dh LFkk;h iw¡th ij C;kt ds vf/kdkjh gSaA fe- ds Hkou esa O;olk; fd;k tkrk gS tks 8% X fd mijksDr ds vfrfjä vius pkyw [kkrs ds fo#) lek;ksftr djds ` 2,000 ds ,d ekg ds fdjk, dk vfèkdkjh gSA os ykHkksa ,oa gkfu;ksa dks leku ck¡Vrs gSaA o"kZ 2008 ds nkSjku 'kq) ykHk ` 7,00,000 FkkA o"kZ ds nkSjku mUgksua s ykHk foHkktu vuqikr dks cnyus dk fopkj fd;k D;ksfad O;kolkf;d X dk;ks± ds fy, mifLFkr ugha gks ldkA vUr esa mUgksaus izfro"kZ ls iw¡th ij C;kt c<+kus ds fy, 12% fu.kZ; fy;k] tks ls izHkkoh gS vkSj mlh frfFk ls ykHk forj.k vuqikr dks esa 01.10.2008 1 : 2 : 2 cnyus gsrq izHkkoh gSA mlds ckotwn vkSj dks dksbZ deh'ku izkIr ugha gksxkA ykHk ,oa gkfu X Y fu;kstu [kkrk rS;kj dhft,A lek/kku (Solution) Profit and Loss Appropriation Account ` ` ` To Commission By Net Profit 7,00,000 Y 39,375 Z 39,375 78,750 To Interest X 45,000 Y 45,000 Z 45,000 1,35,000 To Rent-X 24,000 To Current A/cs X 1,37,550 Y 1,62,350 z 1,62,350 4,62,250 7,00,000 7,00,000 © The Institute of Chartered Accountants of India lk>snkjh [kkrksa ds eqís 479 Working Notes: (1) Interest Jan-Sept. 2008 Oct-Dec. 2008 Total @ 8% @ 12% ` ` ` X 30,000 15,000 45,000 Y 30,000 15,000 45,000 Z 30,000 15,000 45,000 90,000 45,000 1,35,000 (2) Commission ¾ of (15% on ` 7,00,000) = 78,750 (3) Share of Profit Jan-Sept. Oct.-Dec. Total 2008 2008 ` ` ` Net Profit 5,25,000 1,75,000 7,00,000 Less: Commission 78,750 – 78,750 Less: Interest 90,000 45,000 1,35,000 Less: Rent 18,000 6,000 24,000 Profit available for distribution in the profit sharing ratio 3,38,250 1,24,000 4,62,250 X 1,12,750 24,800 1,37,550 Y 1,12,750 49,600 1,62,350 Z 1,12,750 49,600 1,62,350 lk>snkjh [kkrksa eas [;kfr dk mipkj 4. (TREATMENT OF GOODWILL IN PARTNERSHIP ACCOUNTS) [;kfr] Hkfo"; esa ykHkksa ds lkekU; nj ds vfrfjä laHkkfor ykHkksa ds laca/k esa QeZ dh izfr"Bk dk ewY; gksrk gSA mi;qä dk izHkko ;g gS fd ml LFkku ij mlh rjg dh QeZ }kjk vftZr ykHkksa dh lkekU; nj ges'kk cuh jgrh gSA QeZ ds }kjk dek;k x;k vfrfjä YkkHk fLFkfr ds opZLo] csgrj xzkgd lsok] vf}rh; isVsUV vf/kdkj] lk>snkjksa dk O;fäxr izfr"Bk rFkk vU; blh rjg ds dkj.kksa ls mRié gksrh gSA fdlh QeZ esa [;kfr ds ewY;kadu dh vko';drk fuEukafdr ifjfLFkfr;ksa esa gksrh gS — tc lk>snkjksa ds e/; ykHk forj.k vuqikr ifjofrZr gksrk gSA (a) tc u;k lk>snkj lfEefyr gksrk gSA (b) tc lk>snkj dh fuo`fÙk vFkok e`R;q gksrh gSA (c) tc O;olk; dk lekiu ;k foØ; gksrk gSA (d) © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 480 [;kfr ewY;kadu dh pkj fof/k;k¡ gSa — vkSlr ykHk vk/kkj (1) vkf/kD; ykHk vk/kkj (2) okf"kZd vk/kkj (3) iw¡thdj.k vk/kkj (4) [;kfr ewY;kadu dh fof/k;k¡ 4.1. (Methods for Goodwill Valuation) vkSlr ykHk vk/kkj bl fLFkfr esa] fiNys dqN o"kks± ds YkkHkksa dk vkSlr fudkyk (1) — tkrk gS rFkk Hkfo"; ds fdlh laHkkfor ifjorZu ds fy, lek;ksftr fd;k tkrk gSA ifjfLFkfr;ksa ds vuqlkj] fiNys ykHkksa dk vkSlr fudkyus gsrq ;k rks lk/kkj.k vkSlr vFkok Hkkfjr vkSlr yxk;k tk ldrk gSA ;fn ykHkksa esa Li"V o`f)xr ;k deh izo`fÙk fn[kkbZ nrs h gS rks ;g cgs rj gS fd iow oZ rhZ o"kk±s dh ryq uk ea s pkyw o"kk±s ds ykHkka s dks T;knk egRo fn;k tk,A fdUrq ;fn ykHkksa dh dksbZ Li"V izo`fÙk u gks rks lk/kkj.k vkSlr fudkyuk csgrj gksxkA ge eku ysrs gSa fd fiNys ik¡p o"kksZ esa ,d lk>snkjh QeZ dk YkkHk ` 30,000 , ` 40,000, ` 50,000, ` 60,000 rFkk ` 70,000 gSA bl ekeys esa ,d Li"V o`f)xr izo`fÙk fn[kkbZ nsrh gS vr,o vkSlr ykHk mi;qDr Hkkj nsdj fuEukafdr rjhds ls fudkyk tk ldrk gSA Year Profit Weight Weighted Profit ` ` 1 30,000 1 30,000 2 40,000 2 80,000 3 50,000 3 1,50,000 4 60,000 4 2,40,000 5 70,000 5 3,50,000 15 8,50,000 `8,50,000 So Weighted Avrage Profit = =`56,667 15 8,50,000 vr% Hkkfjr vkSlr ykHk= = ` 56,667 ;fn [;kfr dk ewY;kadu rhu o"kks± ds 15 Ø; ykHk ij fd;k tk,] rks bl ekeys es a [;kfr dk eYw ; ` 56,667 × 13 = ` 17,00,000 gksxkA ;|fi ;fn fiNyh ykHk jkf'k;ksa ls ,ssls dksbZ izo`fÙk fn[kkbZ u ns rks ¼lk/kkj.k] vkSlr] ykHk dh fofèk ls [;kfr dk ewY;kadu lk/kkj.k vkSlr ykHk dh fof/k ls fd;k tkuk pkfg,A ge eku ysrs gSa fd ,d lk>snkjh QeZ ds fiNys ik¡p o"kks± ds ykHk `30,000, 25,000, 20,000, 30,000 rFkk ` 28,000 gAaS bl n'kk ea s ykHkka s dh dkbs Z Li"V ?kVrh ;k c<r+ h izo`fÙk ugha gSA blfy, vkSlr ykHk ¼lk/kkj.k vkSlr fof/k l½s ` 26,600 cukrk gSA ;fn [;kfr dk ewY;kadu o"kks± ds ykHk Øe ds vk/kkj ij yxkus ls [;kfr 3 dk ewY; ` 79,800 gksxkA © The Institute of Chartered Accountants of India lk>snkjh [kkrksa ds eqís 481 vkf/kD; ykHk vk/kkjj&vkSlr ykHk vk/kkj fof/k esa [;kfr ds ewY;kadu gsrq vkSlr (2) ykHk dks dqN o"kks± ls xq.kk fd;k tkrk gSA fufgrkFkZ ;g gS fd ,slk ykHk dbZ o"kks± rd vuqjf{kr fd;k tk ldsxk rFkk ykHk forj.k vuqikr ds :i esa ykHk izkIr djus okys lk>ns kjka s }kjk ykHk ds ,ls s Hkkx grs q lk>ns kj ds ifzr v'a knku djuk pkfg,A Sacrificing nwljh vksj vfr ykHk dk vFkZ gS] vkf/kD; ykHk] tks bUghas ifjfLFkfr;ksa esa blh izdkj dh QeZ }kjk lk/kkj.kr% dek, gq, lkekU; ykHk ds Åij izkIr dj ldrh gSSA bl fof/k ds vulq kj lk>ns kj tks ykHk forj.k vuiq kr ds vFkk±s ea s ykHk ikzIr djrk g]S og dos y vkf/ kD; ykHk ds fy, va'knku djsxk D;kasfd og fdlh Hkh lk>snkjh O;olk; eas izos'k }kjk lkekU; ykHk vftrZ dj ldrk gAS vfr ykHk fof/k ds vra xrZ ,d lk>ns kjh QeZ fdruk vfèkd ykHk vftZr dj ldrh gS bldk fu.kZ; igys fy;k tkuk pkfg,A bl fof/k esa viuk, tkus okys pj.k fuEukafdr gSa — lk>snkjh QeZ }kjk fuosf'kr iw¡th dks igpkuukA (a) fiNys dqN o"kks± dh jkf'k;ksa ij vk/kkfjr lk>snkjh QeZ }kjk vftZr vkSlr ykHk (b) dks igpkuukA ml LFkku ij lapkfyr ,slh gh Qeks± gsrq izR;k; dh lkekU; nj fu/kkZfjr (c) djukA lkekU; ykHk dh x.kuk gsrq fuosf'kr iwath ij izR;k; dh lkekU; nj ykxw (d) djukA QeZ ds vklS r ykHk ls lkekU; ykHk dks ?kVkukA ;fn QeZ dk vklS r ykHk lkekU; (e) ykHk ls vf/kd gS] ogk¡ vfr ykHk ,oa [;kfr ekStwn gSA ge eku ysrs gSa fd lk>snkjh QeZ }kjk dqy fuosf'kr iw¡th ` 1,00,000 Fkh rFkk mldk vkSlr ykHk ` 25,000 Fkk] bUgha ifjfLFkfr;ksa esa lapkfyr vU; Qeks± esa lkekU; izR;k; dh nj 22% gS vr% lkekU; ykHk ` 20,000 rFkk vkSlr ykHk ` 25,000 gqvkA lk>snkjh QeZ ` 3,000 vfr ykHk vftZr djrh gSA lkekU; rkSj ij [;kfr dk ewY;kadu vfr ykHk dh jkf'k ls fofHké o"kks± ls xq.kk djds fd;k tkrk gS tks vfr ykHk dh Hkfo"; esa vuqj{k.k dh laEHkkoukvksa ij fuHkZj djrk gSA ,slk visf{kr gksus ij fd vfr ykHk vkxkeh ik¡p o"kks± rd vuqjf{kr fd;k tk ldsxk rks [;kfr dk ewY; ` 3,000 × 5 = ` 15,000 fy;k tk ldrk gSA okf"kZdh fof/kk&vfr ykHk fof/k ds varxZr eqæk ds le; ewY; ij fopkj ugha fd;k (3) tkrk ;|fi ;g ekuk tkrk gS fd vfr ykHk vkxkeh ik¡p o"kksZ esa vftZr fd;k tk,xk fQj Hkh le; ds varj ds fy, eqæk ds ewY; esa dksbZ voewY;u ugha fd;k tkrkA okLro esa tc eqæk fHké&fHké fcanqvksa ij izkIr dh tk, rks C;kt nj ds vk/kkj ij mldk ewY; fHké gksuk pkfg,A ;fn C;kt nj dks mi;qDr ekuk tk,] rks fHké 15% vkxkeh o"kks± esa vftZr fd, tkus okys vfr ykHk dk fefrdkV ewY; vxz izdkj gksxk — © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 482 Discount . Discounted . Year Super Profit Factor @ 15% value of Super Profit ` ` ` 1 3,000 .8696 2,608.80 2 3,000 .7561 2,268.30 3 3,000 .6575 1,972.50 4 3,000 .5718 1,715.40 5 3,000 .4972 1,491.60 10,056.60 vr% okf"kZd fof/k esa vfrykHk dk fefrdkV ewY; ` 10,056.60 gks tk,xk u fd ` 15,000 tSlk fd vfr ykHk fof/k esa gksrk gSA okf"kZd 'kCn dks vfr ykHk fof/k esa gksrk gSA okf"kZdh 'kCn dks vfr ykHk ds leku okf"kZd jkf'k gsrq iz;ksx fd;k tkrk gSA vr% fefrdkV gsrq okf"kZd rkfydk dk lanHkZ ysuk lEHko gSA okf"kZd rkfydk ds vuqlkj 5 o"kks± rd izR;sd o"kZ ds var eas izkIr ` 1, 15% okf"kZd C;kt nj ij 3.3522 gksrk gSA vr% okf"kZd fof/k esa [;kfr dk ewY; ` 3,000 × 3.3522 = ` 10,056.60 gksrk gSA iw¡thdj.k fof/k blds varxZr laiw.kZ O;olk; ds ewY; dh x.kuk lkekU; nj ykxw (4) — djds dh tkrh gSA ;fn ,slk ewY; ¼lkekU; nj ykxw djds fudkyk x;k½ O;olk; dh fu;ksftr iw¡th ls vf/kd gS rks varj [;kfr gksrh gSA bl fof/k es viuk, tkus okys pj.k fuEu gSa — izR;k; dh lkekU; nj dk fu/kkZj.kA (a) lk>snkjh QeZ dk vkSlr ykHk Kkr djuk] ftlds fy, [;kfr dk fu/kkZj.k (b) djuk gSA lk>snkjh QeZ dh fu;ksftr iw¡th dk fu/kkZj.k ftlds fy, [;kfr dk fu/kkZj.k (c) djuk gSA vkSlr ykHk dks lkekU; izR;k; nj ls foHkkftr djds O;olk; dk lkekU; (d) ewY; Kkr djuk O;olk; ds lkekU; ewY; ls vkSlr fu;ksftr iw¡th dks ?kVkdj [;kfr dk ewY; (e) fu/kkZfjr djukA ge eku ysrs gSa fd lk>snkjh QeZ dh fu;ksftr iw¡th ` 1,00,000 gS] mldk vkSlr ykHk ` 20,000 rFkk lkekU; izR;k; nj 15% gSA O;olk; dk lkekU; ewY; = (20,000×100)/ 15 = `1,33,333 [;kfr dk ewY; = 1,33,333–1,00,000= ` 33,333 © The Institute of Chartered Accountants of India lk>snkjh [kkrksa ds eqís 483 mnkgj.k (Illustration) 4 yh vkSj ysolu cjkcj ds lk>snkj gSaA os foØ; dks Hkkx ds fy, lk>snkj cukus esa lger ¼ gSaA blds fy, [;kfr dk ewY; fudkyus dk fu.kZ; fy;k x;kA yh vkSj ysolu ds ds vftZr ykHk fuEu izdkj gSA M/s 2005-2008 Year Profit ` 2005 1,20,000 2006 1,25,000 2007 1,30,000 2008 1,50,000 M/s yh vkSj ysolu }kjk 31-12-2008 dh fofu;ksftr itaw h ` 5,00,000 gSA lkekU; ykHk dh nj gSA 20% fuEufyf[kr fof/k;ksa ls [;kfr dk ewY; Kkr dhft,A lek/kku (Solution) Average Profit: Year Profit (`) Weight Weighted Profit (`) 2005 1,20,000 1 1,20,000 2006 1,25,000 2 2,50,000 2007 1,30,000 3 3,90,000 2008 1,50,000 4 6,00,000 10 13,60,000 Weighted Average Profit = ` 1,36,000 fof/k vkSlr ykHk vk/kkj (1)— — ekU;rk [;kfr dks lky ds Ø; ij ewY;kafdr djuk gSA — 3 [;kfr dk ewY;% ` 1,36,000 × 3 = ` 4,08,000 fof/k vf/kykHk vk/kkj (2)— — ` vkSlr ykHk 1,36,000 lkekU; ykHk ij (5,00,000 20%) 1,00,000 36,000 ekU;rk [;kfr dks lky ds Ø; ij ewY;kafdr djuk gSA — 3 [;kfr dk ewY; =` 36,000 × 3 = ` 1,08,000 © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 484 fof/k okf"kZdh vk/kkj (3)— — ekU;rk — ¼v½ C;kt dh nj lkekU; ykHk dh nj ds cjkcj gS ;kfu okf"kZd 20% ¼c½ [;kfr dks lky ds Ø; ij ewY;kafdr djuk gS 3 [;kfr dk ewY; =` 36,000 × 2.1065 = 75,834 fof/k iw¡thdj.k vk/kkj (4)— fofu;ksftr iw¡th dk lkekU; ewY;% 1,36,000 × 100/20 = ` 6,80,000 esllZ yh ,aM ysolu esa fofu;ksftr iw¡th =` 5,00,000 [;kfr =` 1,80,000 ys[kkadu mipkj 4.2. (Accounting Treatment) ^LFkk;h laifÙk;ksa gsrq ys[kkadu* dk vuqPNsn O;ä djrk gS fd] iqLrdksa esa [;kfr AS–10 16 flQZ rc gh vfHkysf[kr gks ldrh gS tc blds fy, eqæk ;k ekSfæd ewY; esa dqN izfrQy pqdk;k x;k gSA ^vewrZ lEifÙk;k¡* dk vuqPNsn Hkh O;ä djrk gS fd] ßvkarfjd mRié [;kfrÞ dks AS-26 35 ,d laifÙk ds :i eas ekU;rk ugha nsuh pkfg,A vkarfjd mRié ¼Lo;a vftZr½ [;kfr ,d laifÙk ds :i esa ekU;rk ugha ikrh gS D;ksafd] ;gk¡ miØe }kjk fu;af=r dksbZ igpku ;ksX; lal/kku ugha gS ftls ykxr ij fo'oluh;rk ls eki ldsA blfy,] flQZ Ø; dh x;h [;kfr dks gh iqLrdksa esa vfHkysf[kr fd;k tkuk pkfg,A ,d lk>ns kj ds izo's k@vodk'k@e`R;q dh n'kk eas ;k lk>ns kjkas ds e/; ykHk foHkktu vuqikr esa ifjorZu dh n'kk esa] QeZ dh iqLrdksa esa [;kfr mRié ugha dh tk ldrh D;ksafd blds fy, eqæk ;k ekSfæd ewY; esa dksbZ izfrQy ugha pqdk;k x;k gSA izos'k ds el; ij ;fn dksbZ lk>snkj mlds i¡wth v'a knku ds vrfjä vkSj vf/kd dksbZ izhfe;e ¼izC;kft½ ykrk gS] rks ;g izhfe;e ¼izC;kft½ vU; ekStwn lk>snkjksa eas forfjr fd;k tkuk pkfg,A dHkh&dHkh] QeZ ds v'a knku ea s fdlh ifjoruZ ds le; ij ¼ioz 's k @ vodk'k @ ykHk foHkktu vuiq kr ea s ifjoruZ ds ek/;e }kjk½ QeZ dh [;kfr dks eYw ;kfadr fd;k tkrk gAS ml fLFkfr ea s [;kfr dk ewY; iqLrdksa esa ugha fy;k tkuk pkfg,] D;kasfd ;g varfuZfgr [;kfr gSA cfYd [;kfr ds ewY; dks lk>snkjksa ds iw¡th [kkrksa ds ek/;e ls lek;ksftr fd;k tkuk pkfg,A ,d lk>snkj ds izos'k dh n'kk esa [;kfr dk ys[kkadu mipkj mnkgj.k (Illustration) 5 , vkSj ch cjkcj ds lk>snkj gSaA os lh dks rhljs lk>snkj ds :i esa ysuk pkgrs gSa rFkk bl mís'; gsrq [;kfr dk ewY; ` 1,20,000. FkkA lk>snkjksa ds iw¡th [kkrksa ds ek/;e ls [;kfr ds ewY; ds lek;kstu gsrq iath izfof"V;k¡ gksaxh % C's Capital A/c Dr. ` 40,000 To A's Capital A/c ` 20,000 To B's Capital A/c ` 20,000 (Adjustment for goodwill) © The Institute of Chartered Accountants of India lk>snkjh [kkrksa ds eqís 485 The net effect in partner's capital accounts is shown on the basis of profit sacrificing ratio : 1 A = × ` 1,20,000 = ` 20,000 (Cr.) 6 1 B = × ` 1,20,00 = ` 20,000 (Cr.) 6 2 C = × ` 1,20,000 = ` 40,000 (Dr.) 6 mnkgj.k (Illustration) 6 1 v vkSj c cjkcj lk>snkj gSaA os ^lh* dks Hkkx dk lk>snkj cukuk pkgrs gSa tks [;kfr ds 6 ` 60,000 yk;k] u;k ykHk&gkfu vuqikr 3 : 2 gksxk] ykHk - R;kx vuqikr dh x.kuk fuEu izdkj dh xbZA Partners Old share – New share= Share sacrificed Share gained 1 1 A – = 0 2 2 1 2 1 B – = 2 6 6 1 1 C 6 6 blfy, [;kfr dks ds iw¡th [kkrs eas tek djuk pkfg,A B Cash A/c Dr. ` 60,000 To B’s Capital A/c ` 60,000 (Goodwill brought in by C credited to B’s Capital A/c in the profit sacrificing ratio) ykHk&gkfu vuqikr cnyus dh n'kk esa [;kfr dk ys[kkadu mipkj (Accounting treatment of goodwill in case of change in the profit sharing ratio) ykHk&cVokjk vuqikr esa ifjoZru gksus dh n'kk esa] [;kfr ewY; Kkr djuk pkfg, rFkk izkFkfed rkSj ij lk>snkjksa ds iw¡th [kkrksa ds ek/;e ls ykHk R;kx vuqikr ds vk/kkj ij - lek;ksftr gksuk pkfg,A mnkgj.k (Illustration)7 v] c vkSj l cjkcj ds lk>snkj gSaaA os ykHk cVokjk vuqikr dks esa cnyuk pkgrs gSaA 4 : 3 : 2 [;kfr dk ` 30,000 ij ewY;kadu fd;k x;kA vko';d ys[kk izfof"V cukb, A bl n'kk eas ykHk&cVokjk vuqikr esa ifjorZu ds dkj.kA © The Institute of Chartered Accountants of India fn baLVhV~;wV vkWQ pkVZMZ ,dkmUVsUV~l vkWQ bf.M;k 486 lek/kku (Solution) Journal Entries ` ` A’s Capital Dr. 10,000 To C’s Capital A/c 10,000 (Being adjusting entry passed for change in profit ratio) In this case, due to change in profit sharing ratio A’s gain is = 4/9 less 1/3= 1/9 B’s gain is = 1/3 less 1/3= 0 C’s loss is = 1/3 less 2/9= 1/9 blfy,] [;kfr ds fgLls rd dh {kfriwfrZ }kjk dks nh tkuh pkfg,A A C ` 90,000×1/9 = ` 10,000 mnkgj.k (Illustration)8 v] c vkSj l lk>snkj gSa rFkk ykHk&gkfu esa ck¡Vrs gSaA os ykHk c¡Vokjk vuqikr dks 4 : 3 : 3 7 : 7 : 6 eas cnyus dk fu'p; djrs gSaA QeZ dh [;kfr ` 20,000 ij ewY;kafdr dh xbZA lk>snkjksa dh izkfIr@R;kx Kkr dj vko';d ys[kk izfof"V dhft,A lek/kku (Solution) Partners New share Old share Difference Sacrifice Gain 7 4 1 A – 20 10 20 7 3 1 B – 20 10 20 6 3 C – – – 20 10 1 1 bl izdkj] c dh c<r+ (gain) fgLls ds fy,] v dh deh fgLls ds fy, rFkk lh dh 20 20 dksbZ c<r ;k deh ugha gSA mnkgj.k (Illustration)9 rFkk ykHk rFkk gkfu ds leku foHkktu dh lk>snkjh esa gSaA os ykHk&foHkktu A, B, C D vuqikr dks esa ifjofrZr djus ds fy, ijLij lger gSaA 3 : 3 : 2 : 2 © The Institute of Chartered Accountants of India
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